651 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 651 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,422 sqft · built 1912
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$214,900 (Jun 2015)
Tax Bill	$5,716 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0090`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0090`
Alternative APNs	`8092514` `112898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,422 sqft Living Area
1st Floor Area	750 sqft
Basement Area	250 sqft
Finished Basement	250 sqft
Game Room	Game Room

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1950
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	112898
Street Address	651 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES,REARRANGEMENT LOT 8
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES,REARRANGEMENT
Legal Lot Number	8
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

651 Como Ave is owned and occupied by an individual who acquired it in June 2019.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	651 COMO AVE, SAINT PAUL, MN 55103-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Mar 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage WINGS FINANCIAL CU
May 6, 2022	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on File
Deed Sale	Jun 26, 2015 · Amount on File
Prior Sale	Oct 6, 2003 · Amount on File
Deed Document Number	2015369182
Last Transfer Date	Jun 19, 2019
Transfer Doc	0002641747
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	651 COMO AVE, SAINT PAUL, MN 55103-1509
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02765716
Date	Dec 6, 2023
Instrument	T02765716

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	651 COMO AVE, SAINT PAUL, MN 55103-1509
Transaction Type	Mortgage
Record Updated	Jun 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02755343
Date	Jun 6, 2023
Instrument	T02755343

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	651 COMO AVE, SAINT PAUL, MN 55103-1509
Transaction Type	Mortgage
Record Updated	Apr 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02751390
Date	Mar 27, 2023
Instrument	T02751390

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	7.87%
Index	12-Month MTA
Max Rate	10.8%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	651 COMO AVE, SAINT PAUL, MN 55103-1509
Transaction Type	Mortgage
Record Updated	Dec 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 COMO AVE, SAINT PAUL, MN 55103-1509

Mortgage

Document Number	0T02731433
Date	May 6, 2022
Instrument	T02731433

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 651 Como Ave was $5,716 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$365,600 Land $34,000 Building $331,600	$365,600 Land $34,000 Building $331,600
2025	$5,716.00
2023	$5,056.00 Homeowner's exemption	$329,800 Land $34,000 Building $295,800	$329,800 Land $34,000 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Como Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 651 Como Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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