641 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 641 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 923 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on Record
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0087`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0087`
Alternative APNs	`8212067` `8218888`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	923 sqft Living Area
1st Floor Area	923 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8218888
Street Address	641 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARE AND HOSPES,REARRANGEMENT LOT 5
Legal Range	23
Legal Township	29
Legal Section	26
Legal Subdivision	WARE AND HOSPES,REARRANGEMENT
Legal Lot Number	5
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	641 COMO AVE, SAINT PAUL, MN 55103-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit LENDING COMPANY
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage REDEVELOPMENT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 21, 2013
Transfer Doc	0002225800
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Recording Date	Aug 4, 2026
Property Address	641 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0005115766
Instrument Date	Jul 30, 2026
Instrument	20265115766
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	641 COMO AVE, SAINT PAUL, MN 55103-1509

Mortgage

Document Number	0005115766,
Date	Aug 4, 2026
Instrument	20265115766

Lender

Name	LENDING COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2056

Interest

Rate	6.43%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	641 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002604283
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 4TH ST W #1200 ST PAUL MN 551021665, 1200, ST PAUL, MN 55102-1665

Mortgage

Document Number	0002604283
Date	Dec 19, 2017
Instrument	2604283

Lender

Name	REDEVELOPMENT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2037

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,500 (+6.54%) Land $43,500 Building $157,000	$200,500 (+6.54%) Land $43,500 Building $157,000
2025	$2,752.00 (+31.55%)
2023	$2,092.00 Homeowner's exemption	$188,200 Land $43,500 Building $144,700	$188,200 Land $43,500 Building $144,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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