655 Como Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 655 Como Ave, Saint Paul, MN 55103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1913
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Nov 2020)
Tax Bill	$4,372 (2023)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Dec 2019 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-29-23-14-0091`

Property Details

APN / Parcel Number

Primary APN	`26-29-23-14-0091`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1966
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Shed Roof
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	655 COMO AVE
City	SAINT PAUL
State	MN
Zip	55103-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	H
Legal Description	WARE AND HOSPES,REARRANGEMENT LOT 9
Legal Range	23
Legal Township	29
Legal Section	26
Legal Quarter	1
Quarter-Quarter Section	4
Legal Subdivision	WARE AND HOSPES,REARRANGEMENT
Legal Lot Number	9
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1010
Census Tract	31200

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BK
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Mar 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANKCHEROKEE
Jul 7, 2017	Warranty Deed, Transfer SUPREME LNDG
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	T02681027
Record Updated	Jun 7, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 13, 2020
Property Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002681027
Instrument Date	Oct 29, 2020
Instrument	2681027
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	FIRST FINANCIAL TITLE AGENCY/MN, FIRST FIN'L TITLE AGENCY/MN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	2681028
Date	Nov 13, 2020
Instrument	2681028

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002655984
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	655 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002655984
Date	Dec 30, 2019
Instrument	2655984

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002610226
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002610226
Date	Mar 15, 2018
Instrument	2610226

Lender

Name	BANKCHEROKEE
Type	Bank
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Mar 14, 2025

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 7, 2017
Property Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002591240
Instrument Date	Jun 30, 2017
Instrument	2591240
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	MINNESOTA TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	655 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	2591243
Date	Jul 7, 2017
Instrument	2591243

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	655 COMO AVE, SAINT PAUL, MN 55103-1509
Document Number	0002585124
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	May 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	655 COMO AVE ST PAUL MN 551031509, ST PAUL, MN 55103-1509

Mortgage

Document Number	0002585124
Date	Apr 14, 2017
Instrument	2585124

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 13, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,372.00 Homeowner's exemption	$296,300 Land $34,000 Building $262,300	$296,300 Land $34,000 Building $262,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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