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646 Commerce St, Townsend, DE 19734 Property Records

New Castle County property record for 646 Commerce St, Townsend, DE 19734 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1990
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$319,920 (Oct 2025)
Tax Bill$1,726 (2024)
Deeds & MortgagesOct 2025 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-004.00-062

Property Details

APN / Parcel Number

Primary APN25-004.00-062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area780 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions168 ft deep x 50 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address646 COMMERCE ST
CityTOWNSEND
StateDE
Zip19734-7716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG W SIDE COMMERCE ST 100.00 FROM COR THENCE S 62 DEG 15 MINUTES 00 SEC W 168.00
Legal SubdivisionTOWNSEND
Legal Lot Number-
JurisdictionNEW CASTLE DE
Township / Civil DivisionMIDDLETOWN-ODESSA
Census Block Group3
Census Block3012
Census Tract16806

Owner

Source: New Castle County records · APN 25-004.00-062

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address646 COMMERCE ST, TOWNSEND, DE 19734-7716
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2025Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Sep 06, 2019Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 11, 2018Grant Deed, Transfer
SERVICELINK
May 09, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 13, 2025 · Amount on Record
Deed SaleOct 13, 2025 · Amount on Record
Prior SaleJun 11, 2018 · Amount on Record
Deed Document Number202573691
Prior Transfer DateJul 20, 2016
Prior Transfer Doc0000039405
Record UpdatedJun 08, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateOct 13, 2025
Property Address646 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number0000073691
Instrument DateOct 01, 2025
Instrument20251013-0073691
Transaction TypeTransfer
Record UpdatedOct 28, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COMMERCE ST, TOWNSEND, DE 19734-7716

Mortgage

Document Number0000073694
DateOct 13, 2025
Instrument20251013-0073694
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

September 2019: Deed, Transfer

Document TypeDeed
JurisdictionNEW CASTLE DE
Recording DateSep 06, 2019
Property Address646 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number0000070746
Instrument DateAug 30, 2019
Instrument20190906-0070746
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COMMERCE ST, TOWNSEND, DE 19734-7716

Mortgage

Document Number0000070749
DateSep 06, 2019
Instrument20190906-0070749
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNEW CASTLE DE
Recording DateJun 11, 2018
Property Address646 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number0000027647
Instrument DateMay 18, 2018
Instrument27647
Transaction TypeTransfer
Record UpdatedJun 26, 2018
Title CompanySERVICELINK

Transaction

AmountAmount Recorded
Tax$1,964.75
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 COMMERCE ST TOWNSEND DE 197347716, TOWNSEND, DE 19734-7716

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionNEW CASTLE DE
Recording DateMay 09, 2018
Property Address646 COMMERCE ST, TOWNSEND, DE 19734-7716
Document Number0000022020
Instrument DateApr 20, 2018
Instrument22020
Transaction TypeForeclosure
Record UpdatedMar 08, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,541.28
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
MunicipalityTownsend Town
Unified School DistrictAppoquinimink School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$297,700 (+538.84%) Land $59,400 Building $238,300
2024$1,726.00 (+20.78%)$46,600 (-) Land $4,200 Building $42,400$262,710
2023$1,429.00 (-0.9%)$46,600 (-) Land $4,200 Building $42,400
2022$1,442.00$46,600 Land $4,200 Building $42,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Townsend Historic District
listed 1986 · 223 contributing resources · NRIS 86001029

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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