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651 Cain Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 651 Cain Dr, Mount Pleasant, SC 29464

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,973 sqft · built 1975
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Tax Bill$2,859 (2025)
Deeds & MortgagesMay 2026 Mortgage
Sep 2017 Transfer
Flood ZoneZone X (minimal risk)
APN535-03-00-025

Property Details

APN / Parcel Number

Primary APN535-03-00-025

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,973 sqft Living Area
1st Floor Area3,697 sqft
Upper Floors Area276 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions151 ft deep x 115 ft wide
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area450 sqft
PorchSlab
Porch Area526 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address651 CAIN DR
CityMOUNT PLEASANT
StateSC
Zip29464-5164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -SOMERSET POINT DESCRIPTION -LT 28
Legal SubdivisionSOMERSET POINT
Legal Lot Number28
JurisdictionCHARLESTON SC
Township / Civil DivisionMOUNT PLEASANT
Census Block Group2
Census Block2024
Census Tract4622

Owner

651 Cain Dr is owned and occupied by two individuals who acquired it in January 2013.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address651 CAIN DR, MOUNT PLEASANT, SC 29464-5164
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Conventional Mortgage
US POSTAL SERVICES FEDERAL CREDIT UNION
Sep 21, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJan 25, 2013
Transfer Doc03130543
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Recording DateMay 12, 2026
Property Address651 CAIN DR, MOUNT PLEASANT, SC 29464-5164
Document Number1388000622
Book / Page1388 / 622
Instrument DateApr 28, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address651 CAIN DR, MOUNT PLEASANT, SC 29464-5164

Mortgage

Document Number1388000622,
DateMay 12, 2026
Book Page1388/622
Lender
NameUS POSTAL SERVICES FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
Interest
Rate6.75%
Max Rate-1%

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateSep 21, 2017
Property Address651 CAIN DR, MOUNT PLEASANT, SC 29464-5164
Document Number0667/0062
Book / Page000667 / 000062
Instrument DateSep 15, 2017
Transaction TypeTransfer
Record UpdatedOct 24, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address651 CAIN DR MOUNT PLEASANT SC 294645164, MOUNT PLEASANT, SC 29464-5164

Tax Assessment & Valuation

The 2025 property tax bill for 651 Cain Dr was $2,859, up 12.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityMount Pleasant Town
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,859.00 (+12.38%)$733,061 (+2,775.88%) Land $270,387 Building $462,674$1,599,800 Land $500,000 Building $1,099,800
2024$2,544.00$25,490
2022$2,342.00$25,490$704,900 Land $260,000 Building $444,900
2020$704,900 Land $260,000 Building $444,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 651 Cain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 259 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 in force
Nearby Flood Claims6 (1989–2017)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 651 Cain Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMT PLEASANT WATERWORKS
serves 91,500 people · EPA ID SC1010002
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionDec 2022
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

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