Charleston County property record for 643 Cain Dr, Mount Pleasant, SC 29464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,323 sqft · built 1975 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,678 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 535-03-00-027 |
| Primary APN | 535-03-00-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 2,333 sqft |
| 1st Floor Area | 1,148 sqft |
| Upper Floors Area | 1,175 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 128 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 84 sqft |
| Tennis Court | Tennis Court |
| Heating System | Heat Pump |
|---|
| Street Address | 643 CAIN DR |
|---|---|
| City | MOUNT PLEASANT |
| State | SC |
| Zip | 29464-5164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -SOMERSET POINT DESCRIPTION -LT 26 |
| Legal Subdivision | SOMERSET POINT |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | MOUNT PLEASANT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 4622 |
643 Cain Dr is owned and occupied by an individual who acquired it in October 2010.
Source: Charleston County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 643 CAIN DR, MOUNT PLEASANT, SC 29464-5164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 26, 2010 |
| Transfer Doc | 0163/0125 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 643 Cain Dr was $2,678, up 33% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Mount Pleasant Town |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,678.00 (+32.97%) | $693,790 (+3,368.95%) Land $287,224 Building $406,566 | $1,145,000 Land $500,000 Building $645,000 |
| 2024 | $2,014.00 | $20,000 | |
| 2022 | $1,848.00 | $20,000 | $520,400 Land $260,000 Building $260,400 |
| 2020 | $520,400 Land $260,000 Building $260,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 643 Cain Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 259 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 6 (1989–2017) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 643 Cain Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 98% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002 |
|---|---|
| Water Source | Purchased surface water from CHARLESTON WATER SYSTEM |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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