644 Cain Dr, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 644 Cain Dr, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	6 bd · 6.5 ba · 4,552 sqft · built 1998
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Trust Names on File
Tax Bill	$3,438 (2025)
Deeds & Mortgages	Dec 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`535-03-00-044`

Property Details

APN / Parcel Number

Primary APN	`535-03-00-044`

Interior

Bedrooms	6 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,552 sqft Living Area
1st Floor Area	2,502 sqft
Upper Floors Area	2,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Multi-Family
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	122 ft deep x 141 ft wide
Garage Type	Attached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	454 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	644 CAIN DR
City	MOUNT PLEASANT
State	SC
Zip	29464-5146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -SOMERSET POINT DESCRIPTION -LOT 13
Legal Subdivision	SOMERSET POINT
Legal Lot Number	13
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2009
Census Tract	4622

Owner

644 Cain Dr is owner-occupied and held in a trust since December 2021.

Source: Charleston County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	644 CAIN DR, MOUNT PLEASANT, SC 29464-5146
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 7, 2021
Transfer Doc	0010600099
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLESTON SC
Recording Date	Dec 13, 2021
Property Address	644 CAIN DR, MOUNT PLEASANT, SC 29464-5146
Document Number	0010600099
Book / Page	1060 / 99
Map Reference	MB BC PG 022
Instrument Date	Dec 7, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	644 CAIN DR, MOUNT PLEASANT, SC 29464-5146

Tax Assessment & Valuation

The 2025 property tax bill for 644 Cain Dr was $3,438, up 13.4% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,438.00 (+13.43%)	$947,370 (+2,960.97%) Land $365,700 Building $581,670	$1,817,300 Land $606,000 Building $1,211,300
2024	$3,031.00	$30,950
2022	$2,803.00	$30,950	$823,800 Land $318,000 Building $505,800
2020			$823,800 Land $318,000 Building $505,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 644 Cain Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 259 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	259 in force
Nearby Flood Claims	6 (1989–2017)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Hugo, Sep 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 644 Cain Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20