Transylvania County property record for 651 Babb Rd, Rosman, NC 28772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2019 |
| Square Footage | 1,456 sqft Heated Area |
| Lot Size | 47,569 sqft (1.09 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $23,000 (2006) |
| Tax Bill | $2,115.00 (2025) |
| Primary APN | 8551-84-9359-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,456 sqft Heated Area |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 47,569 sqft (1.09 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 70525780 |
|---|---|
| Street Address | 651 BABB RD |
| City | ROSMAN |
| State | NC |
| Zip | 28772-9781 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | STATE ROAD 1141 |
| Jurisdiction | TRANSYLVANIA NC |
| Minor Civil Division | EASTATOE |
| Census Blockgroup | 4 |
| Census Block | 4013 |
| Census Tract | 960501 |
Source: Transylvania County records · APN 8551-84-9359-000
Assessment roll updated August 19, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2021 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Apr 05, 2019 | Deed of Trust, Mortgage · Building or Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Jan 26, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 07, 2020 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) FIRST CITIZENS BK |
| Dec 14, 2018 | Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 01, 2006 · Amount on Record |
| Deed Sale | Dec 01, 2006 · Amount on Record |
| Deed Doc Number | 20069950 |
| Deed Book / Page | 382 / 52 |
| Last Transfer Date | Jan 21, 2021 |
| Transfer Doc | 0000000613 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Document Number | 0009820665 |
|---|---|
| Date | May 20, 2021 |
| Book Page | 982/665 |
| Instrument | 2021003865 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BREVARD, NC 28712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Apr 27, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008750715 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 875/715 |
| Instrument | 2019001687 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | May 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 9.12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Jan 26, 2021 |
| Property Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Document Number | 0009620287 |
| Book / Page | 962 / 287 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 2021000613 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Document Number | 2021000614 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021000614 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Document Number | 0009220657 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 651 BABB RD ROSMAN NC 28772, ROSMAN, NC 28772 |
| Document Number | 0009220657 |
|---|---|
| Date | Jun 01, 2020 |
| Book Page | 000922/000657 |
| Instrument | 2699 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29201 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2050 |
| Rate | 3.37% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 651 BABB RD, ROSMAN, NC 28772-9781 |
| Document Number | 0008650190 |
| Book / Page | 000865 / 000190 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 6359 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2662 UGUGU DR BREVARD NC 287120271, BREVARD, NC 28712-0271 |
Source: Transylvania County records · Assessment roll updated August 19, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,115.00 (+28.73%) | $440,170 (+76.31%) Land $30,000 Building $410,170 | $440,170 (+76.31%) Land $30,000 Building $410,170 |
| 2023 | $1,643.00 | $249,650 Land $30,000 Building $219,650 | $249,650 Land $30,000 Building $219,650 |
651 Babb Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Transylvania County (37175C), updated June 26, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 58th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures