644 Babb Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 644 Babb Rd, Rosman, NC 28772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,004 sqft · built 1972
Lot Size	1.67 acres (72,707 sqft)
Owner	Individual Name on Record
Tax Bill	$1,600 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8551-94-0687-000`

Property Details

APN / Parcel Number

Primary APN	`8551-94-0687-000`
Alternative APNs	`69962990` `70562730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,004 sqft Heated Area
Flooring	Wood
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	72,707 sqft (1.67 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70562730
Street Address	644 BABB RD
City	ROSMAN
State	NC
Zip	28772-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF SR 1141
Legal Subdivision	OLIVER POWELL AND MONATREE POWELL
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	4
Census Block	4019
Census Tract	960501

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15887 ROSMAN HWY, LAKE TOXAWAY, NC 28747-8675
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 15, 2022	Special Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Mar 4, 2022	Deed in Lieu of Foreclosure, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022
Deed Sale	Aug 15, 2022
Prior Sale	Mar 4, 2022
Deed Document Number	20225207
Deed Book / Page	1049 / 202
Prior Transfer Date	Jan 29, 2022
Prior Transfer Doc	0010260562
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	644 BABB RD, ROSMAN, NC 28772-9781
Transaction Type	Mortgage
Record Updated	Nov 10, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 BABB RD, ROSMAN, NC 28772-9781

Mortgage

Document Number	0011650417
Date	Oct 3, 2025
Book Page	1165/417
Instrument	2025004710

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY # 3030, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2052

August 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Aug 15, 2022
Property Address	644 BABB RD, ROSMAN, NC 28772-9781
Document Number	0010490202
Book / Page	1049 / 202
Map Reference	FILE 7 SL 736
Instrument Date	Aug 12, 2022
Instrument	2022005207
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15887 ROSMAN HWY, LAKE TOXAWAY, NC 28747-8675

Mortgage

Document Number	2022005208
Date	Aug 15, 2022
Instrument	2022005208

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

March 2022: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	TRANSYLVANIA NC
Recording Date	Mar 4, 2022
Property Address	644 BABB RD, ROSMAN, NC 28772-9781
Document Number	0010260562
Book / Page	1026 / 562
Map Reference	FILEFVBUGH 7 SL 736
Instrument Date	Feb 24, 2022
Instrument	2022001395
Transaction Type	Foreclosure
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 JOHN E RANDALL RD, 245, SHELBY, NC 28152-0733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1A1, 1A1, OKLAHOMA CITY, OK 73107-2448

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,600.00	$333,100 (-) Land $36,000 Building $297,100	$333,100 (-) Land $36,000 Building $297,100
2025	$1,600.00 (+45.32%)	$333,100 (+99.16%) Land $36,000 Building $297,100	$333,100 (+99.16%) Land $36,000 Building $297,100
2023	$1,101.00	$167,250 Land $36,000 Building $131,250	$167,250 Land $36,000 Building $131,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

4G LTE only, no 5G reported

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