541 Babb Rd, Rosman, NC 28772 Property Records

Transylvania County property record for 541 Babb Rd, Rosman, NC 28772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,400 sqft · built 1972
Lot Size	5.51 acres (240,016 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2003)
Tax Bill	$1,979 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8551-94-0077-000`

Property Details

APN / Parcel Number

Primary APN	`8551-94-0077-000`
Alternative APN	`70332910`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,400 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	240,016 sqft (5.51 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70332910
Street Address	541 BABB RD
City	ROSMAN
State	NC
Zip	28772-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR-B-R SR 1141
Legal Tract	B
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	EASTATOE
Census Block Group	4
Census Block	4013
Census Tract	960501

Owner

Source: Transylvania County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	541 BABB RD, ROSMAN, NC 28772-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jun 22, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2003 · Amount on Record
Deed Sale	Nov 1, 2003 · Amount on Record
Deed Book / Page	206 / 67
Last Transfer Date	Jun 8, 2018
Transfer Doc	0008450519
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	541 BABB RD, ROSMAN, NC 28772-9747
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011810735
Date	Mar 16, 2026
Book Page	1181/735
Instrument	2026001168

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	10 PARK PL E, BREVARD, NC 28712

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2051

Interest

Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Jun 22, 2018
Property Address	541 BABB RD, ROSMAN, NC 28772-9747
Document Number	0008450519
Book / Page	000845 / 000519
Instrument Date	Jun 8, 2018
Instrument	3040
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	541 BABB RD ROSMAN NC 287729747, ROSMAN, NC 28772-9747

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of August 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,979.00 (+34.53%)	$411,970 (+84.33%) Land $64,470 Building $347,500	$411,970 (+84.33%) Land $64,470 Building $347,500
2023	$1,471.00	$223,490 Land $51,570 Building $171,920	$223,490 Land $51,570 Building $171,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE WILDS CAMP private · serves 450 people · EPA ID NC0188428
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

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