6509 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6509 Abel St, Elkridge, MD 21075

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,768 sqft · built 2000
Lot Size0.184 acres (8,032 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Jan 2022)
Tax Bill$7,993 (2026)
Deeds & MortgagesMortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-280813

Property Details

APN / Parcel Number

Primary APN01-280813
Alternative APNs
  • 1280813
  • 280813

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,768 sqft Total Area
Basement Area613 sqft
Finished Basement613 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,032 sqft (0.184 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number280813
Street Address6509 ABEL ST
CityELKRIDGE
StateMD
Zip21075-5334
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC
Legal DescriptionLOT 49 8,032 SQ' 6509 ABEL ST WILLIAMS KNOLL SEC II
Legal SubdivisionWILLIAMS KNOLL SEC 02
Legal Lot Number49
JurisdictionHOWARD MD
Township / Civil Division1, ELKRIDGE
Census Block Group2
Census Block2003
Census Tract601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6509 ABEL ST, ELKRIDGE, MD 21075-5334
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Deed of Trust, Mortgage
SERVICELINK
Jan 12, 2022Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleNov 20, 2003 · Amount on Record
Deed Book / Page21258 / 211
Record UpdatedOct 29, 2026

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address6509 ABEL ST, ELKRIDGE, MD 21075-5334
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJan 12, 2022
Property Address6509 ABEL ST, ELKRIDGE, MD 21075-5334
Document Number0212580211
Book / Page21258 / 211
Map ReferencePL 13085
Instrument DateDec 10, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address6509 ABEL ST, ELKRIDGE, MD 21075-5334

Mortgage

Document Number0021258219
DateJan 12, 2022
Instrument21258/219
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,993.00 (+3.85%) Homeowner's exemption$511,200 (+3.82%) Land $193,600 Building $317,600$511,200 (-) Land $193,600 Building $317,600
2025$7,697.00 (+56.06%) Homeowner's exemption$492,367 (+8.28%)$511,200 (+12.43%) Land $193,600 Building $317,600
2023$454,700 Land $238,600 Building $216,100$454,700 Land $238,600 Building $216,100
2022$4,932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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