6505 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6505 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,968 sqft · built 2000
Lot Size	0.144 acres (6,252 sqft)
Owner	2 Trust Names on File
Last Sale	$450,000 (Aug 2007)
Tax Bill	$8,395 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Oct 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-280805`

Property Details

APN / Parcel Number

Primary APN	`01-280805`
Alternative APNs	`1280805` `280805`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,968 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,252 sqft (0.144 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280805
Street Address	6505 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 48 6,252 SQ' 6505 ABEL ST WILLIAMS KNOLL SEC II
Legal Subdivision	WILLIAMS KNOLL SEC 02
Legal Lot Number	48
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

6505 Abel St is held in a trust since August 2007.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6741 JADE POST LN, CENTREVILLE, VA 20121-2197
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHROP GRUMMAN FCU
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ONY GLO INC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 17, 2019	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 16, 2017	Deed of Trust, Mortgage · Conventional with PMI WESTCOAST MTG GRP & REALTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2007 · Amount on File
Deed Sale	Aug 28, 2007 · Amount on File
Prior Sale	Aug 18, 2000 · Amount on File
Deed Document Number	200780844
Deed Book / Page	10861 / 546
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230760068
Date	Jan 20, 2026
Book Page	23076/68

Lender

Name	NORTHROP GRUMMAN FCU
Type	Credit Union
Address	GARDENA, CA 90248

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0197980002
Date	Oct 8, 2020
Book Page	19798/2

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334

Mortgage

Document Number	0212410402
Date	Jan 6, 2022
Book Page	21241/402

Lender

Name	ONY GLO INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Dec 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Document Number	0192530022
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6505 ABEL ST ELKRIDGE MD 210755334, ELKRIDGE, MD 21075-5334

Mortgage

Document Number	0192530022
Date	Mar 25, 2020
Book Page	019253/000022

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 24, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Document Number	0187510439
Instrument Date	Jun 17, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6505 ABEL ST ELKRIDGE MD 210755334, ELKRIDGE, MD 21075-5334

Mortgage

Document Number	0187510439
Date	Jul 1, 2019
Book Page	018751/000439

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6505 ABEL ST, ELKRIDGE, MD 21075-5334
Document Number	0178260496
Book / Page	017826 / 000496
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 3, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6505 ABEL ST ELKRIDGE MD 210755334, ELKRIDGE, MD 21075-5334

Mortgage

Document Number	0178260496
Date	Sep 26, 2017
Book Page	017826/000496

Lender

Name	WESTCOAST MTG GRP & REALTY
Address	SACRAMENTO, CA 95818

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Sep 25, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 6505 Abel St was $8,395, up 4.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,395.00 (+4.43%)	$537,900 (+4.44%) Land $185,600 Building $352,300	$537,900 (-) Land $185,600 Building $352,300
2025	$8,039.00	$515,033	$537,900 Land $185,600 Building $352,300
2023		$469,300 Land $230,600 Building $238,700	$469,300 Land $230,600 Building $238,700
2022	$5,117.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6505 Abel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6505 Abel St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Abel St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures