6508 Abel St, Elkridge, MD 21075 Property Records

Howard County property record for 6508 Abel St, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,832 sqft · built 1999
Lot Size	0.144 acres (6,285 sqft)
Owner	2 Trust Names on Record
Last Sale	$198,540 (Nov 1999)
Tax Bill	$8,173 (2026)
Deeds & Mortgages	Jun 2026 Mortgage May 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-280872`

Property Details

APN / Parcel Number

Primary APN	`01-280872`
Alternative APNs	`1280872` `280872`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,285 sqft (0.144 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	280872
Street Address	6508 ABEL ST
City	ELKRIDGE
State	MD
Zip	21075-5392
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Legal Description	LOT 54 6,285 SQ 6508 ABEL ST WILLIAMS KNOLL SEC II
Legal Subdivision	WILLIAMS KNOLL SEC 02
Legal Lot Number	54
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2003
Census Tract	601206

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	6508 ABEL ST, ELKRIDGE, MD 21075-5392
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION (NC)
May 29, 2019	Loan Modification, Mortgage · Conventional Mortgage RUSHMORE LN MGMT SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 1999 · Amount on Record
Deed Sale	Nov 16, 1999 · Amount on Record
Prior Sale	Sep 22, 1999 · Amount on Record
Deed Document Number	19999508
Deed Book / Page	4942 / 277
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	Jun 11, 2026
Property Address	6508 ABEL ST, ELKRIDGE, MD 21075-5392
Document Number	2327000169
Book / Page	23275 / 169
Instrument Date	May 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ECU TITLE, SECU TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6508 ABEL ST, ELKRIDGE, MD 21075-5392
Investor	Possibly a Property Investor

Mortgage

Document Number	2327000169,
Date	Jun 11, 2026
Book Page	23275/169

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	6508 ABEL ST, ELKRIDGE, MD 21075-5392
Document Number	0193660472
Instrument Date	May 29, 2019
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6508 ABEL ST ELKRIDGE MD 210755392, ELKRIDGE, MD 21075-5392

Mortgage

Document Number	0193660472
Date	May 15, 2020
Book Page	019366/000472

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	ELKRIDGE, MD 21075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	204 Months
Due	May 14, 2037

Interest

Rate	8.89%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,173.00 (+4.23%)	$522,300 (+4.23%) Land $185,700 Building $336,600	$522,300 (-) Land $185,700 Building $336,600
2025	$7,841.00 (+56.85%)	$501,100 (+9.24%)	$522,300 (+13.87%) Land $185,700 Building $336,600
2023		$458,700 Land $230,700 Building $228,000	$458,700 Land $230,700 Building $228,000
2022	$4,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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