6505 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6505 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,680 sqft · built 2018
Lot Size	0.687 acres (29,969 sqft)
Owner	Individual Name on File
Last Sale	$409,900 (Jan 2019)
Tax Bill	$5,859 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-2S-27-2140-00600-09C0`

Property Details

APN / Parcel Number

Primary APN	`08-2S-27-2140-00600-09C0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,680 sqft Heated Area
Gross Area	3,961 sqft
1st Floor Area	3,457 sqft
Flooring	Ceramic Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	29,969 sqft (0.687 acres)
Lot Dimensions	3,000 ft deep x 1,000 ft wide
Garage Area	777 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	504 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	082S2721400060009C0
Street Address	6505 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAGNIAPPE BEACH 2ND ADD LOT 9C BLK 6 AS DES IN OR 3797 PG 1309
Legal Range	27W
Legal Township	02S
Legal Section	08
Legal Subdivision	LAGNIAPPE BEACH/ALL
Legal Block	6
Legal Lot Number	9C
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1028
Census Tract	10820

Owner

6505 E Bay Blvd is owned and occupied by an individual who bought it in January 2019.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6505 E BAY BLVD, GULF BREEZE, FL 32563-9773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 17, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2018	Loan Modification, Mortgage SURETY LAND TITLE/FL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2019 · Amount on File
Deed Sale	Jan 17, 2019 · Amount on File
Prior Sale	Oct 13, 2004 · Amount on File
Deed Document Number	201902035
Deed Book / Page	3797 / 1309
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6505 E BAY BLVD, GULF BREEZE, FL 32563-9773
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039351367
Date	Apr 2, 2020
Book Page	3935/1367
Instrument	202016131

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 17, 2019
Property Address	6505 E BAY BLVD, GULF BREEZE, FL 32563-9773
Document Number	0037971309
Book / Page	3797 / 1309
Map Reference	MB B PG 117
Instrument Date	Jan 10, 2019
Instrument	201902035
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	SURETY LAND TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,869.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 E BAY BLVD, GULF BREEZE, FL 32563-9773

Mortgage

Document Number	0201902036
Date	Jan 17, 2019
Instrument	201902036

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6505 E BAY BLVD, GULF BREEZE, FL 32563-9773
Document Number	0036972054
Instrument Date	Jan 4, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SURETY LAND TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1300 E OLIVE RD PENSACOLA FL 325144820, PENSACOLA, FL 32514-4820
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,859.00 (+1.1%)	$459,882 (+11.46%) Land $65,000 Building $394,882	$459,882 (+11.46%) Land $65,000 Building $394,882
2023	$5,795.00 (+9.82%)	$412,591 (+8.05%) Land $21,600 Building $390,991	$412,591 (+8.05%) Land $21,600 Building $390,991
2022	$5,277.00	$381,866	$381,866 Land $21,600 Building $360,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6505 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6505 E Bay Blvd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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