6470 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6470 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,038 sqft · built 1991
Lot Size0.975 acres (42,471 sqft)
Owner2 Individual Names on File
Last Sale$736,000 (Mar 2024)
Tax Bill$6,382 (2024)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone AE (high risk)
APN08-2S-27-2140-00400-0060

Property Details

APN / Parcel Number

Primary APN08-2S-27-2140-00400-0060
Alternative APN
  • S272082140004000060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,038 sqft Living Area
Gross Area4,911 sqft
1st Floor Area3,038 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area42,471 sqft (0.975 acres)
Lot Dimensions425 ft deep x 100 ft wide
View / LotBay
Garage Area294 sqft

Exterior Amenities

PorchFlorida Room
Porch Area260 sqft
Deck Area504 sqft
Patio Area24 sqft
Gazebo1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address6470 E BAY BLVD
CityGULF BREEZE
StateFL
Zip32563-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLAGNIAPPE BEACH ADD LOT 6 BLK 4 AS DES IN OR 4480 PG 1277
Legal Range27W
Legal Township2S
Legal Section08
Legal SubdivisionLAGNIAPPE BEACH/ALL
Legal Block4
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group1
Census Block1006
Census Tract10820

Owner

6470 E Bay Blvd is owned and occupied by two individuals who bought it in March 2024.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address6470 E BAY BLVD, GULF BREEZE, FL 32563-9734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on File
Deed SaleMar 6, 2024 · Amount on File
Prior SaleJul 22, 2013 · Amount on File
Deed Document Number20249771
Deed Book / Page4480 / 1277
Prior Transfer DateFeb 4, 2005
Prior Transfer Doc0024031747
Record UpdatedJun 8, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address6470 E BAY BLVD, GULF BREEZE, FL 32563-9734
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address6470 E BAY BLVD, GULF BREEZE, FL 32563-9734

Mortgage

Document Number0040601296
DateJan 25, 2021
Book Page4060/1296
Instrument202104566
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$630,345 (+20.77%) Land $296,400 Building $333,945$630,345 (+20.77%) Land $296,400 Building $333,945
2024$6,382.00 (-12.48%)$521,918 (+0.53%) Land $296,400 Building $225,518$521,918 (+0.53%) Land $296,400 Building $225,518
2023$7,292.00 (+5.06%)$519,141 (+5.93%) Land $296,400 Building $222,741$519,141 (+5.93%) Land $296,400 Building $222,741
2022$6,941.00$490,084$490,084 Land $273,600 Building $216,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6470 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 311 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies311 in force
Nearby Flood Claims49 (1995–2020)
Claims Outside the SFHA1 of 49
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 35 claims
  • Hurricane Frances, Sep 2004 · 11 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6470 E Bay Blvd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 70% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDWAY WATER SYSTEM, INC.
serves 21,196 people · EPA ID FL1570470
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Bay Blvd

Nearby Streets

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