6460 E Bay Blvd, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 6460 E Bay Blvd, Gulf Breeze, FL 32563

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,504 sqft · built 1987
Lot Size	0.975 acres (42,471 sqft)
Owner	2 Individual Names on File
Last Sale	$518,000 (Oct 2020)
Tax Bill	$6,844 (2024)
Deeds & Mortgages	Apr 2020 Line of Credit Oct 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`08-2S-27-2140-00400-0050`

Property Details

APN / Parcel Number

Primary APN	`08-2S-27-2140-00400-0050`
Alternative APN	`S272082140004000050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,504 sqft Living Area
Gross Area	5,377 sqft
1st Floor Area	2,601 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,471 sqft (0.975 acres)
Lot Dimensions	425 ft deep x 100 ft wide
View / Lot	Bay
Garage Type	Attached
Garage Area	1,044 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	673 sqft
Deck Area	72 sqft
Patio Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6460 E BAY BLVD
City	GULF BREEZE
State	FL
Zip	32563-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAGNIAPPE BEACH ADD LOT 5 BLK 4 AS DES IN OR 4015 PG 1942 LESS OR 4107 PG 1345 (NOW LOT 5.1 FOR 2021)
Legal Range	27W
Legal Township	2S
Legal Section	08
Legal Subdivision	LAGNIAPPE BEACH/ALL
Legal Block	4
Legal Lot Number	5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MIDWAY
Census Block Group	1
Census Block	1006
Census Tract	10820

Owner

6460 E Bay Blvd is owned and occupied by two individuals who bought it in October 2020.

Source: Santa Rosa County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	6460 E BAY BLVD, GULF BREEZE, FL 32563-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Oct 19, 2020	Warranty Deed, Transfer RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on File
Deed Sale	Oct 19, 2020 · Amount on File
Prior Sale	Aug 29, 2000 · Amount on File
Deed Document Number	202053861
Deed Book / Page	4015 / 1942
Prior Transfer Date	Jan 15, 2013
Prior Transfer Doc	0032081598
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6460 E BAY BLVD, GULF BREEZE, FL 32563-9734
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039371644
Date	Apr 9, 2020
Book Page	3937/1644
Instrument	202017098

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Oct 19, 2020
Property Address	6460 E BAY BLVD, GULF BREEZE, FL 32563-9734
Document Number	0040151942
Book / Page	004015 / 001942
Instrument Date	Oct 13, 2020
Instrument	53861
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount on Record
Tax	$3,626.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6460 E BAY BLVD GULF BREEZE FL 325639734, GULF BREEZE, FL 32563-9734

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$587,403 (+4.07%)	$761,003 (+2.8%) Land $296,400 Building $464,603
2024	$6,844.00 (-4.02%) Homeowner's exemption	$564,427 (+3%)	$740,298 (+0.88%) Land $296,400 Building $443,898
2023	$7,131.00 (+69.99%) Homeowner's exemption	$547,987 (+62.88%)	$733,857 (+46.27%) Land $296,400 Building $437,457
2022	$4,195.00 Homeowner's exemption	$336,428	$501,710 Land $273,600 Building $228,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6460 E Bay Blvd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 311 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	311 in force
Nearby Flood Claims	49 (1995–2020)
Claims Outside the SFHA	1 of 49
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 35 claims Hurricane Frances, Sep 2004 · 11 claims Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6460 E Bay Blvd is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Bay Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures