Cherokee County property record for 6505 Co Rd 40, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,651 sqft · built 1970 |
| Lot Size | 1.79 acres (77,972 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,144 (2026) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-12-09-32-0-000-025.000 |
| Primary APN | 13-12-09-32-0-000-025.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,651 sqft Living Area |
| 1st Floor Area | 1,651 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 77,972 sqft (1.79 acres) |
| Garage Type | Mixed |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 263 sqft |
| Deck Area | Deck Area |
| Utility Building | 150 sqft |
| Account Number | 4692 |
|---|---|
| Street Address | 6505 COUNTY ROAD 40 |
| City | CENTRE |
| State | AL |
| Zip | 35960-3912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM @ NW COR SW/4 SW/4;E650;S1077 TO POB;CONT S268;ELY ALG CO RD 40, 299;N230;W322 TO POB |
| Legal Range | 11E |
| Legal Township | 10S |
| Legal Section | 32 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | SPRING GARDEN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 956101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6415 COUNTY ROAD 40, CENTRE, AL 35960-3916 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 6505 COUNTY ROAD 40, CENTRE, AL 35960-3912 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 255 COUNTY ROAD 555, CENTRE, AL 35960-8239 |
| Document Number | 0000238752 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 238752 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,144.00 (+202.4%) | ||
| 2025 | $709.00 Homeowner's exemption | $14,180 (+156.88%) Land $1,300 Building $12,880 | $181,600 (+2.08%) Land $13,000 Building $168,600 |
| 2024 | Additional exemption filed | $5,520 (-68.99%) Land $1,180 Building $4,340 | $177,900 (-) Land $11,800 Building $166,100 |
| 2023 | Additional exemption filed | $17,800 | $177,900 Land $11,800 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: T-Mobile.
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