6240 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 6240 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,620 sqft · built 2018
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Aug 2022)
Tax Bill	$1,914 (2026)
Deeds & Mortgages	Sep 2022 Sale Aug 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-19-03-06-0-000-001.002`

Property Details

APN / Parcel Number

Primary APN	`13-19-03-06-0-000-001.002`
Alternative APNs	`ALT APN:1903060000001002` `205165` `215883`

Interior

Stories	1 Story
Building Area	1,620 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)

Location & Zoning

Account Number	215883
Street Address	6240 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-3918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG @ NE COR SD SECT;W154;S436;E154;N436 TO POB
Legal Range	11E
Legal Township	11S
Legal Section	06
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	2
Census Block	2022
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Warranty Deed, Transfer
Aug 30, 2022	Warranty Deed, Transfer
Mar 16, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2022225978
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Sep 7, 2022
Property Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918
Document Number	0000226085
Instrument Date	Sep 6, 2022
Instrument	226085
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Aug 30, 2022
Property Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918
Document Number	0000225978
Map Reference	DOC 201839
Instrument Date	Aug 26, 2022
Instrument	225978
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 662, LINDALE, GA 30147-0662

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Mar 16, 2018
Property Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918
Document Number	0000201839
Instrument Date	Mar 14, 2018
Instrument	201839
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	915 PIEDMONT HWY, 915, CENTRE, AL 35960-2312

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6240 COUNTY ROAD 40, CENTRE, AL 35960-3918

Mortgage

Document Number	0000201840
Date	Mar 16, 2018
Instrument	201840

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,914.00 (+6.99%)
2025	$1,789.00 (+5.3%)	$42,600 (+5.29%) Land $2,200 Building $40,400	$213,000 (+5.29%) Land $11,000 Building $202,000
2024	$1,699.00	$40,460 (-) Land $2,000 Building $38,460	$202,300 (-) Land $10,000 Building $192,300
2023	$1,699.00 (+130.53%) Homeowner's exemption	$40,460 (+114.98%)	$202,300 (+7.49%) Land $10,000 Building $192,300
2022	$737.00 Homeowner's exemption	$18,820 Land $1,000 Building $17,820	$188,200 Land $10,000 Building $178,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 75% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: T-Mobile.

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