6415 Co Rd 40, Centre, AL 35960 Property Records

Cherokee County property record for 6415 Co Rd 40, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1,020 sqft · built 2018
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2025)
Tax Bill	$1,188 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-12-09-32-0-000-025.001`

Property Details

APN / Parcel Number

Primary APN	`13-12-09-32-0-000-025.001`
Alternative APNs	`ALT APN:1209320000025001` `211360`

Interior

Stories	1 Story
Building Area	1,020 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	211360
Street Address	6415 COUNTY ROAD 40
City	CENTRE
State	AL
Zip	35960-3916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SW COR SD SECTION;E960 TO POB;N271;NE98;SE95;S290;W211TO POB
Legal Range	11E
Legal Township	10S
Legal Section	32
Legal Subdivision	COM SW COR SD
Jurisdiction	CHEROKEE AL
Township / Civil Division	SPRING GARDEN
Census Block Group	2
Census Block	2008
Census Tract	956101

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage NOBLEBANK & TRUST
Nov 18, 2025	Deed of Trust, Mortgage · Line of Credit NOBLEBANK & TRUST
May 21, 2025	Warranty Deed, Transfer
Feb 25, 2021	Warranty Deed, Transfer SOURCE OF TITLE
Jan 20, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	2025238751
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916

Mortgage

Document Number	0000242956
Date	Mar 25, 2026
Instrument	242956

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	ANNISTON, AL 36201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916

Mortgage

Document Number	0000241351
Date	Nov 18, 2025
Instrument	241351

Lender

Name	NOBLEBANK & TRUST
Type	Bank
Address	PIEDMONT, AL 36272

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	May 21, 2025
Property Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916
Document Number	0000238751
Instrument Date	May 20, 2025
Instrument	238751
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Feb 25, 2021
Property Address	6415 COUNTY ROAD 40, CENTRE, AL 35960-3916
Document Number	0000216770
Map Reference	DB A89 PG 23
Instrument Date	Feb 24, 2021
Instrument	216770
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	SOURCE OF TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 COUNTY ROAD 40, CENTRE, AL 35960-3912

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 20, 2021
Property Address	CO RD, CENTRE, AL 35960
Document Number	0000216221
Instrument Date	Jan 15, 2021
Instrument	216221
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 COUNTY ROAD 741, CENTRE, AL 35960-3927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6505 COUNTY ROAD 40, CENTRE, AL 35960-3912

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,188.00 (+6.93%)
2025	$1,111.00 (+4.32%)	$25,940 (+2.29%) Land $1,620 Building $24,320	$132,300 (+4.34%) Land $8,100 Building $124,200
2024	$1,065.00	$25,360 (-) Land $1,460 Building $23,900	$126,800 (-) Land $7,300 Building $119,500
2023	$1,065.00	$25,360 (-)	$126,800 (-) Land $7,300 Building $119,500
2022	$1,065.00	$25,360 Land $1,460 Building $23,900	$126,800 Land $7,300 Building $119,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 67% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
TDS Telecom DSL	25 / 5

May also be available: T-Mobile.

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