650 Water St, Hobart, IN 46342 Property Records

Lake County property record for 650 Water St, Hobart, IN 46342

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,584 sqft · built 1905
Lot Size	0.184 acres (8,015 sqft)
Owner	Individual Name on File
Last Sale	$114,400 (Feb 2022)
Tax Bill	$1,685 (2024)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-27-17-0130-0013`

Property Details

APN / Parcel Number

Primary APN	`006-27-17-0130-0013`
Alternative APNs	`45-09-32-302-008.000-018` `271701300013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,980 sqft
1st Floor Area	792 sqft
Basement Area	396 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1950
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	8,015 sqft (0.184 acres)
Lot Dimensions	160 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	650 WATER ST
City	HOBART
State	IN
Zip	46342-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEO. & WM. EARLES 2ND SUBDIV. ALL LOTS 13 & 14 BL.7
Legal Subdivision	GEO. & WM. EARLES 2ND SUBDIV
Legal Block	7
Legal Lot Number	13,14
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	1
Census Block	1000
Census Tract	42000

Owner

650 Water St is owned and occupied by an individual who bought it in February 2022.

Source: Lake County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	650 WATER ST, HOBART, IN 46342-5140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Deed Document Number	20224833
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 8, 2022
Property Address	650 WATER ST, HOBART, IN 46342-5140
Document Number	0000004833
Map Reference	MB 6 PG 45
Instrument Date	Jan 20, 2022
Instrument	2022-004833
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	LENDSERV NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4941 DOL COURT, 4941, ROCHESTER, IN 46975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 WATER ST, HOBART, IN 46342-5140

Mortgage

Document Number	0000004834
Date	Feb 8, 2022
Instrument	2022-004834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Hobart City
Unified School District	Hobart School City (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,200 Land $41,200 Building $95,000	$136,200 Land $41,200 Building $95,000
2024	$1,685.00
2023		$126,600 (+7.29%) Land $41,200 Building $85,400	$126,600 (+7.29%) Land $41,200 Building $85,400
2022	$1,356.00	$118,000 Land $28,000 Building $90,000	$118,000 Land $28,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 650 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Water St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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