629 Water St, Hobart, IN 46342 Property Records

Lake County property record for 629 Water St, Hobart, IN 46342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,543 sqft · built 1886
Lot Size	0.214 acres (9,365 sqft)
Owner	2 Individual Names on File
Last Sale	$144,900 (May 2017)
Tax Bill	$2,532 (2024)
Deeds & Mortgages	Sep 2022 Line of Credit May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-27-17-0024-0009`

Property Details

APN / Parcel Number

Primary APN	`006-27-17-0024-0009`
Alternative APNs	`45-09-32-303-002.000-018` `271700240009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,543 sqft Living Area
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1965
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,365 sqft (0.214 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	006-27-17-0024-0009
Old Parcel Number	271700240009
Street Address	629 WATER ST
City	HOBART
State	IN
Zip	46342-5139
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT. NW. SW. S.32 T.36 R.7 (75 X 125 FT.)
Legal Range	07
Legal Township	36
Legal Section	32
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	HOBART
Census Block Group	1
Census Block	1001
Census Tract	42000

Owner

629 Water St is owned and occupied by two individuals who bought it in May 2017.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	629 WATER ST, HOBART, IN 46342-5139
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
May 4, 2017	Warranty Deed, Transfer · VA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Jun 6, 2005
Deed Document Number	2017 027387
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	629 WATER ST, HOBART, IN 46342-5139
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 WATER ST, HOBART, IN 46342-5139

Mortgage

Document Number	0000037372
Date	Sep 13, 2022
Instrument	2022-537372

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 4, 2017
Property Address	629 WATER ST, HOBART, IN 46342-5139
Document Number	0000027387
Instrument Date	Apr 28, 2017
Instrument	2017 027387
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 WATER ST, HOBART, IN 46342-5139

Mortgage

Document Number	0000027388
Date	May 4, 2017
Instrument	2017 027388

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hobart Township
Municipality	Hobart City
Unified School District	Hobart School City (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,800 Land $47,400 Building $185,400	$232,800 Land $47,400 Building $185,400
2024	$2,532.00
2023		$196,300 (+7.27%) Land $47,400 Building $148,900	$196,300 (+7.27%) Land $47,400 Building $148,900
2022	$2,189.00 Homeowner's exemption	$183,000 Land $37,500 Building $145,500	$183,000 Land $37,500 Building $145,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 629 Water St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Sep 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 629 Water St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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