Lake County property record for 652 Water St, Hobart, IN 46342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,869 sqft · built 1902 |
| Lot Size | 0.146 acres (6,403 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,239 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-27-17-0130-0015 |
| Primary APN | 006-27-17-0130-0015 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,869 sqft Living Area |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 6,403 sqft (0.146 acres) |
| Lot Dimensions | 160 ft deep x 40 ft wide |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 006-27-17-0130-0015 |
|---|---|
| Old Parcel Number | 271701300015 |
| Street Address | 652 WATER ST |
| City | HOBART |
| State | IN |
| Zip | 46342-5140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GEO. & WM. EARLE'S 2ND SUBDIV. ALL L.15 & N. 15 FT OF LOT 16 BL.7 |
| Legal Subdivision | GEO & WM EARLES 02 |
| Legal Block | 7 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | HOBART |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 42000 |
652 Water St is owned by an individual who acquired it in October 2006.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 398, WANATAH, IN 46390-0398 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2006 |
| Deed Sale | Oct 16, 2006 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 652 WATER ST, HOBART, IN 46342-5140 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 652 WATER ST, HOBART, IN 46342-5140 |
| Document Number | 0000049361 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 2025-549361 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 11, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Hobart Township |
| Municipality | Hobart City |
| Unified School District | Hobart School City (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $188,300 Land $45,900 Building $142,400 | $188,300 Land $45,900 Building $142,400 | |
| 2024 | $1,239.00 | ||
| 2023 | $174,600 (+56.17%) Land $45,900 Building $128,700 | $174,600 (+56.17%) Land $45,900 Building $128,700 | |
| 2022 | $1,009.00 | $111,800 Land $14,800 Building $97,000 | $111,800 Land $14,800 Building $97,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 652 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2006) |
| Most Recent Claim | Sep 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 652 Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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