Flathead County property record for 650 W Valley Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,170 sqft · built 1977 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $2,186 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R0778426 |
| Primary APN | R0778426 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,170 sqft Living Area |
| 1st Floor Area | 2,170 sqft |
| Basement Area | 975 sqft |
| Finished Basement | 975 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Garage Area | 875 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 220 sqft |
| Deck Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000685815 |
|---|---|
| Street Address | 650 W VALLEY DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | PLEASANT HILL EST, S04, T28 N, R22 W, BLOCK 1, LOT 3, ACRES 1.04, ASSR#0000685815 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 04 |
| Legal Subdivision | PLEASANT HILL EST |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1701 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 525 PAULOWNIA DR, CHINA GROVE, NC 28023-5630 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2019 | Warranty Deed, Transfer · ARM WHITEFISH CU |
| Mar 12, 2019 | Intrafamily Transfer, Transfer INSURED TITLE, INSURED TITLES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | Jul 24, 2015 · Amount on Record |
| Deed Document Number | 201911812 |
| Prior Transfer Date | Mar 11, 2019 |
| Prior Transfer Doc | 0000004556 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 14, 2019 |
| Property Address | 650 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 201900011812 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 201900011812 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 650 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 201900011813 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 201900011813 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.52% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 3, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.52% |
| Max Rate At Change | 6.52% |
| Index | Other |
| Max Rate | 9.52% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Mar 12, 2019 |
| Property Address | 650 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 201900004556 |
| Instrument Date | Mar 11, 2019 |
| Instrument | 201900004556 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 650 W VALLEY DR, KALISPELL, MT 59901-7131 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,186.00 (-40.11%) | $618,100 (+27.08%) | |
| 2025 | $618,100 (+27.08%) Land $233,356 Building $384,744 | ||
| 2023 | $3,650.00 | $486,400 | $486,400 Land $122,572 Building $363,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 81% of Montana |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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