620 W Valley Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 620 W Valley Dr, Kalispell, MT 59901

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,321 sqft · built 1995
Lot Size1.01 acres (43,996 sqft)
OwnerIndividual Name on File
Last Sale$34,800 (Dec 2005)
Tax Bill$5,745 (2026)
Deeds & MortgagesSep 2023 Line of Credit
May 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNR07101983

Property Details

APN / Parcel Number

Primary APNR07101983
Alternative APNs
  • 07-3965-04-4-06-02-0000
  • 0000981853

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,321 sqft Living Area
1st Floor Area1,321 sqft
Basement Area1,288 sqft
Unfinished Basement1,288 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,996 sqft (1.01 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area160 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000981853
Street Address620 W VALLEY DR
CityKALISPELL
StateMT
Zip59901-7131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT HILL EST UNIT 2, S04, T28 N, R22 W, PARK
Legal Range22W
Legal Township28N
Legal Section04
Legal SubdivisionPLEASANT HILL EST UNIT 2
JurisdictionFLATHEAD MT
Township / Civil DivisionKALISPELL NORTHWEST
Census Block Group1
Census Block1017
Census Tract1701

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address620 W VALLEY DR, KALISPELL, MT 59901-7131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2023Deed of Trust, Mortgage · Line of Credit
TRAILWEST BANK
May 12, 2020Deed of Trust, Mortgage · Line of Credit
TRAILWEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 7, 2005 · Amount on File
Deed SaleDec 7, 2005 · Amount on File
Deed Document Number200534116440
Prior Transfer DateDec 2, 2005
Prior Transfer Doc0034116440
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address620 W VALLEY DR, KALISPELL, MT 59901-7131
Transaction TypeMortgage
Record UpdatedOct 20, 2023
Title CompanyNOT AVAILABLE, ATEC

Transferred To (Grantee/Buyer)

NameVerified Name
Address620 W VALLEY DR, KALISPELL, MT 59901-7131

Mortgage

Document Number202300017305
DateSep 29, 2023
Instrument202300017305
Lender
NameTRAILWEST BANK
TypeBank
AddressKALISPELL, MT 59901
Agreement
TypeLine of Credit
AmountAmount on Record
Term61 Months
DueOct 15, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLATHEAD MT
Property Address620 W VALLEY DR, KALISPELL, MT 59901-7131
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000012143
DateMay 12, 2020
Instrument202000012143
Lender
NameTRAILWEST BANK
TypeBank
AddressKALISPELL, MT 59901
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueMay 15, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

TypeName
StateMontana
CountyFlathead County
Secondary School DistrictFlathead High School District (09 - 12)
Elementary School DistrictWest Valley Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,745.00 (+80.09%)$692,300 (+62.86%)
2025$692,300 (+62.86%) Land $233,089 Building $459,211
2023$3,190.00$425,100$425,100 Land $122,143 Building $302,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 77% of Montana
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
Bullitt Communications
Fixed Wireless
100 / 50

May also be available: MontanaSky Networks, Verizon.

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