Flathead County property record for 686 W Valley Dr, Kalispell, MT 59901 · Last verified September 2023
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 1,388 sqft · built 1973 |
| Lot Size | 0.973 acres (42,427 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,127 (2023) |
| Deeds & Mortgages | May 2023 Mortgage Sep 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0754114 |
| Primary APN | R0754114 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,388 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 176 sqft |
| Finished Basement | 176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 42,427 sqft (0.973 acres) |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 364 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 0000093880 |
|---|---|
| Street Address | 686 W VALLEY DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7131 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | PLEASANT HILL EST, S04, T28 N, R22 W, BLOCK 1, LOT 1, ASSR #0000093880 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 04 |
| Legal Quarter | SE |
| Legal Subdivision | PLEASANT HILL EST |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1701 |
Source: Flathead County records · APN R0754114
Assessment roll updated December 31, 2022 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit STOCKMAN BANK |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Apr 07, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK |
| Mar 09, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Aug 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 19, 2023 |
| Deed Sale | May 19, 2023 |
| Prior Sale | Aug 28, 2017 |
| Deed Document Number | 202300007482 |
| Record Updated | Jun 07, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | May 19, 2023 |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 202300007482 |
| Instrument Date | May 19, 2023 |
| Instrument | 202300007482 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 202300007483 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 202300007483 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200024605 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 202200024605 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200008029 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 202200008029 |
| Name | STOCKMAN BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 20, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100020306 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100020306 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000008743 |
|---|---|
| Date | Apr 07, 2020 |
| Instrument | 202000008743 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000006255 |
|---|---|
| Date | Mar 09, 2020 |
| Instrument | 202000006255 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 28, 2017 |
| Property Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 201700021036 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 201700021036 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 686 W VALLEY DR, KALISPELL, MT 59901-7131 |
| Document Number | 201700021037 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 201700021037 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | West Valley Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,127.00 | $416,700 | $416,700 Land $131,577 Building $285,123 |
Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Moderate above 47% of the US · above 23% of Montana |
|---|---|
| Wildfire Likelihood | About 1 in 1,163 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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