650 W Pope Rd, Unit 232, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 650 W Pope Rd, Unit 232, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 816 sqft · built 1985
Owner	Individual Name on Record
Last Sale	$129,000 (May 2019)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	Dec 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`161960-0232`

Property Details

APN / Parcel Number

Primary APN	`161960-0232`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	81 Units
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004

Location & Zoning

Street Address	650 W POPE RD, 232
City	SAINT AUGUSTINE
State	FL
Zip	32080-5828
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ISLAND VILLAS (OR2246/1733) CONDO UNIT 232 OR4718/1567
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLAND VILLAS
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	746 SAINT NICHOLAS AVE, 43, NEW YORK, NY 10031-4017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Sep 19, 2014 · Amount on Record
Deed Document Number	201930480
Deed Book / Page	4718 / 1567
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	650 W POPE RD UNIT 232, 232, SAINT AUGUSTINE, FL 32080-5828
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	NOVA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SAINT NICHOLAS AVE 63A, 63A, NEW YORK, NY 10031-4018

Mortgage

Document Number	0054391067
Date	Dec 8, 2021
Book Page	5439/1067
Instrument	2021132644

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 3, 2019
Property Address	650 W POPE RD UNIT 232, 232, SAINT AUGUSTINE, FL 32080-5828
Document Number	0047181567
Book / Page	4718 / 1567
Map Reference	MB 2246 PG 1733
Instrument Date	May 2, 2019
Instrument	2019030480
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 OGLETHORPE BLVD, 321, SAINT AUGUSTINE, FL 32080-3749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 SAINT NICHOLAS AVE APT 63A, 63A, NEW YORK, NY 10031-4018

Mortgage

Document Number	2019030481
Date	May 3, 2019
Instrument	2019030481

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,000 (-) Building $167,000	$167,000 (-) Building $167,000
2025	$2,258.00 (+7.01%)	$167,000 (-12.29%)	$167,000 (-12.29%)
2024	$2,110.00 (+1.69%)
2023	$2,075.00 (+17.9%)	$190,398 (+29.52%)	$190,398 (+29.52%)
2022	$1,760.00	$147,000	$147,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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