650 W Pope Rd, Unit 227, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 650 W Pope Rd, Unit 227, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 720 sqft · built 1985
Owner	Individual Name on Record
Last Sale	$222,000 (May 2023)
Tax Bill	$2,258 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`161960-0227`

Property Details

APN / Parcel Number

Primary APN	`161960-0227`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Units	81 Units
Building Area	720 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004

Location & Zoning

Street Address	650 W POPE RD, 227
City	SAINT AUGUSTINE
State	FL
Zip	32080-5827
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ISLAND VILLAS (OR2246/1733) CONDO UNIT 227 OR5752/1766
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLAND VILLAS
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 W POPE RD, 227, SAINT AUGUSTINE, FL 32080-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Prior Sale	Jun 25, 2021 · Amount on Record
Deed Document Number	202334605
Deed Book / Page	5752 / 1766
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 5, 2023
Property Address	650 W POPE RD UNIT 227, 227, SAINT AUGUSTINE, FL 32080-5827
Document Number	0057521766
Book / Page	5752 / 1766
Map Reference	MB 2246 PG 1733
Instrument Date	May 5, 2023
Instrument	2023034605
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF JOHNS CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,554.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13525 NE 32ND TER, GAINESVILLE, FL 32609-8861

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W POPE RD UNIT 227, 227, SAINT AUGUSTINE, FL 32080-5827

Mortgage

Document Number	0057521768
Date	May 5, 2023
Instrument	5752/1768

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2021
Property Address	650 W POPE RD UNIT 227, 227, SAINT AUGUSTINE, FL 32080-5827
Document Number	0053020420
Book / Page	5302 / 420
Map Reference	MB 2246 PG 1733
Instrument Date	Jun 21, 2021
Instrument	2021071536
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1204 GENEVA, 1204, RUE NEUVE DU MOLARD XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W POPE RD UNIT 227, 227, SAINT AUGUSTINE, FL 32080-5827

Mortgage

Document Number	5302422
Date	Jun 25, 2021
Instrument	5302/422

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,000 (-) Building $167,000	$167,000 (-) Building $167,000
2025	$2,258.00 (+0.13%)	$167,000 (+10.5%)	$167,000 (+10.5%)
2024	$2,255.00 (+23.43%)
2023	$1,827.00 (+13.69%)	$151,125 (+20.9%)	$151,125 (+20.9%)
2022	$1,607.00	$125,000	$125,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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