650 W Pope Rd, Unit 228, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 650 W Pope Rd, Unit 228, Saint Augustine, FL 32080

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 816 sqft · built 1985
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2025)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`161960-0228`

Property Details

APN / Parcel Number

Primary APN	`161960-0228`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	81 Units
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2004

Location & Zoning

Street Address	650 W POPE RD, 228
City	SAINT AUGUSTINE
State	FL
Zip	32080-5827
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	ISLAND VILLAS (OR2246/1733) CONDO UNIT 228 OR6217/963
Legal Range	30E
Legal Township	07S
Legal Section	28
Legal Subdivision	ISLAND VILLAS
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3016
Census Tract	21408

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	124 NE 31ST AVE, HOMESTEAD, FL 33033-7119
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 1, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 2, 2017	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Jan 21, 2022 · Amount on Record
Deed Document Number	202573225
Deed Book / Page	6217 / 963
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 21, 2022
Property Address	650 W POPE RD UNIT 228, 228, SAINT AUGUSTINE, FL 32080-5827
Document Number	0054740091
Book / Page	5474 / 91
Map Reference	MB 2246 PG 1733
Instrument Date	Jan 18, 2022
Instrument	2022007207
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 SUNSET CIR N, 165, ST AUGUSTINE, FL 32080-5161

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 W POPE RD UNIT 228, 228, ST AUGUSTINE, FL 32080-5827

Mortgage

Document Number	0000547493
Date	Jan 21, 2022
Instrument	5474/93

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 1, 2021
Property Address	650 W POPE RD UNIT 228, 228, SAINT AUGUSTINE, FL 32080-5827
Document Number	0051920593
Book / Page	5192 / 593
Map Reference	MB 2246 PG 1733
Instrument Date	Feb 23, 2021
Instrument	2021022229
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6774 ECTOR RD, 6774, JACKSONVILLE, FL 32211-4873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4536 RACHEL BLVD, SPRING HILL, FL 34607-2539

Mortgage

Document Number	5192595
Date	Mar 1, 2021
Instrument	5192/595

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 2, 2017
Property Address	650 W POPE RD UNIT 228, 228, SAINT AUGUSTINE, FL 32080-5827
Document Number	0044420043
Book / Page	004442 / 000043
Instrument Date	Sep 28, 2017
Instrument	66727
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6774 ECTOR RD JACKSONVILLE FL 322114873, JACKSONVILLE, FL 32211-4873

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,000 (-) Building $152,000	$152,000 (-) Building $152,000
2025	$2,055.00 (-2.61%)	$152,000 (-13.34%)	$152,000 (-13.34%)
2024	$2,110.00 (-5.64%)
2023	$2,236.00 (+31.76%)	$175,398 (+32.88%)	$175,398 (+32.88%)
2022	$1,697.00	$132,000	$132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	653 units insured incl. 224 condo units
Nearby Flood Claims	6 (2016–2024)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber, Verizon.

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