616 W 20th St, Upland, CA 91784 Property Records

San Bernardino County property record for 616 W 20th St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,869 sqft · built 1957
Lot Size	0.434 acres (18,923 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jan 2011)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1044-012-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-012-09-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,869 sqft Living Area
1st Floor Area	1,869 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	18,923 sqft (0.434 acres)
Lot Dimensions	127 ft deep x 149 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	78 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	616 W 20TH ST
City	UPLAND
State	CA
Zip	91784-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12713 LOT 6
Legal Subdivision	TRACT NO 12713
Legal Tract	12713
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4007
Census Tract	814

Owner

616 W 20th St is owner-occupied and held in a trust since January 2011.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	616 W 20TH ST, UPLAND, CA 91784-1646
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 24, 2017	Deed of Trust, Mortgage · Line of Credit FOOTHILL FCU
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2011 · Amount on File
Deed Sale	Jan 11, 2011 · Amount on File
Prior Sale	May 20, 2010 · Amount on File
Deed Document Number	201113491
Prior Transfer Date	Feb 27, 2006
Prior Transfer Doc	0000157698
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	616 W 20TH ST, UPLAND, CA 91784-1646
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W 20TH ST, UPLAND, CA 91784-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	0000215185
Date	May 10, 2021
Instrument	2021-0215185

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	616 W 20TH ST, UPLAND, CA 91784-1646
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	IN TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W 20TH ST, UPLAND, CA 91784-1646
Investor	Possibly a Property Investor

Mortgage

Document Number	0000070654
Date	Feb 22, 2022
Instrument	2022-0070654

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	616 W 20TH ST, UPLAND, CA 91784-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LSI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212615
Date	May 24, 2017
Instrument	2017-0212615

Lender

Name	FOOTHILL FCU
Type	Credit Union
Address	ARCADIA, CA 91006

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	616 W 20TH ST, UPLAND, CA 91784-1646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400051
Date	Nov 5, 2019
Instrument	2019-0400051

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 616 W 20th St was $5,630.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$522,718 (+2%) Land $182,951 Building $339,767
2025	$5,630.00 Homeowner's exemption	$512,469 Land $179,364 Building $333,105
2023	$5,367.00 (+2.23%) Homeowner's exemption	$492,570 Land $172,399 Building $320,171
2022	$5,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 616 W 20th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1980–1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes
Claims by Event	Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 616 W 20th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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