650 S Main St, Georgetown, IL 61846 Property Records

Vermilion County property record for 650 S Main St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-05-100-004`

Property Details

APN / Parcel Number

Primary APN	`33-05-100-004`
Alternative APN	`GEOR0019`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	650 S MAIN ST
City	GEORGETOWN
State	IL
Zip	61846-1900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLKS SUB W2 NW4 5 17 11 E OLD DAM RD & W RTE 1 S SDE L3
Legal Range	11
Legal Township	17
Legal Section	05
Legal Subdivision	CLKS
Legal Lot Number	3D
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3062
Census Tract	11000

Owner

Source: Vermilion County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 S MAIN ST, GEORGETOWN, IL 61846-1900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage VIBRANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Recording Date	Jul 9, 2026
Property Address	650 S MAIN ST, GEORGETOWN, IL 61846-1900
Document Number	0000005434
Instrument Date	Jun 18, 2026
Instrument	20265434
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 S MAIN ST, GEORGETOWN, IL 61846-1900

Mortgage

Document Number	0000005434,
Date	Jul 9, 2026
Instrument	20265434

Lender

Name	FIRST FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 24, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	650 S MAIN ST, GEORGETOWN, IL 61846-1900
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1802403
Date	Apr 25, 2018
Instrument	18-02403

Lender

Name	VIBRANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 25, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+17.04%) Homeowner's exemption Senior Citizen's exemption	$66,917 (+7.24%) Land $8,870 Building $58,047	$200,751 (+7.24%) Land $26,610 Building $174,141
2024		$62,399 (+14.31%) Land $8,271 Building $54,128	$187,197 (+14.31%) Land $24,813 Building $162,384
2022	$3,745.00 Homeowner's exemption Senior Citizen's exemption	$54,589 Land $7,236 Building $47,353	$163,767 Land $21,708 Building $142,059

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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