Vermilion County property record for 649 S Main St, Georgetown, IL 61846
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Dec 2017) |
| Tax Bill | $3,713 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-05-100-023 |
| Primary APN | 33-05-100-023 |
|---|---|
| Alternative APN |
|
| Lot Area | 35,719 sqft (0.82 acres) |
|---|
| Street Address | 649 S MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | IL |
| Zip | 61846-1932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLKS SUB W2 NW4 5 17 11 W300'L6,EX N65'W150' |
| Legal Range | 11 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | CLKS |
| Legal Lot Number | 6 |
| Jurisdiction | VERMILION IL |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 11000 |
Source: Vermilion County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST |
| Jan 26, 2018 | Deed, Transfer · Conventional Mortgage LONGVIEW BANK & TRUST |
| Dec 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LONGVIEW BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2017 · Amount on Record |
| Deed Sale | Dec 11, 2017 · Amount on Record |
| Deed Document Number | 20179121 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002301566 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 23-01566 |
| Name | LONGVIEW BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 6.75% |
| Max Rate At Change | 8.75% |
| Index | Other |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1902158 |
|---|---|
| Date | Apr 23, 2019 |
| Instrument | 19-02158 |
| Name | LONGVIEW BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | VERMILION IL |
| Recording Date | Jan 26, 2018 |
| Property Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Document Number | 1800540 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 18-00540 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $112.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Document Number | 1800541 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | 18-00541 |
| Name | LONGVIEW BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 649 S MAIN ST, GEORGETOWN, IL 61846-1932 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 17-09122 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 17-09122 |
| Name | LONGVIEW BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Vermilion County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Vermilion County |
| County Subdivision | Georgetown Township |
| Municipality | Georgetown City |
| Unified School District | Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,713.00 (+14.49%) Homeowner's exemption | $48,457 (+7.24%) Land $2,388 Building $46,069 | $145,371 (+7.24%) Land $7,164 Building $138,207 |
| 2024 | $45,186 (+14.31%) Land $2,227 Building $42,959 | $135,558 (+14.31%) Land $6,681 Building $128,877 | |
| 2022 | $3,243.00 Homeowner's exemption | $39,530 Land $1,948 Building $37,582 | $118,590 Land $5,844 Building $112,746 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN serves 4,200 people · EPA ID IL1830350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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