Vermilion County property record for 637 S Main St, Georgetown, IL 61846
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $708 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-05-104-013 |
| Primary APN | 33-05-104-013 |
|---|---|
| Alternative APN |
|
| Lot Area | 24,829 sqft (0.57 acres) |
|---|
| Street Address | 637 S MAIN ST |
|---|---|
| City | GEORGETOWN |
| State | IL |
| Zip | 61846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLKS SUB LTS 1-2&4 CLKS--- 5 17 11 W224'S108.5'L7 |
| Legal Range | 11 |
| Legal Township | 17 |
| Legal Section | 05 |
| Legal Subdivision | CLKS |
| Legal Lot Number | 7 |
| Jurisdiction | VERMILION IL |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 11000 |
637 S Main St, a single family home, is owned by an individual.
Source: Vermilion County records, as of July 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 633 S MAIN ST, GEORGETOWN, IL 61846-1931 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VERMILION IL |
| Property Address | 637 S MAIN ST, GEORGETOWN, IL 61846 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002305893 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 23-05893 |
| Name | FISHER NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | 5 Years |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Max Rate | 12.7% |
The 2025 property tax bill for 637 S Main St was $708.
Source: Vermilion County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Vermilion County |
| County Subdivision | Georgetown Township |
| Municipality | Georgetown City |
| Unified School District | Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $708.00 | $8,100 (+7.24%) Land $5,534 Building $2,566 | $24,300 (+7.24%) Land $16,602 Building $7,698 |
| 2024 | $7,553 Land $5,160 Building $2,393 | $22,659 Land $15,480 Building $7,179 | |
| 2022 | $633.00 | $6,608 Land $4,514 Building $2,094 | $19,824 Land $13,542 Building $6,282 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 637 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 637 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN serves 4,200 people · EPA ID IL1830350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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