650 Reef Rd, Vero Beach, FL 32963 Property Records

Indian River County property record for 650 Reef Rd, Vero Beach, FL 32963

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 8,546 sqft · built 2021
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$1,925,000 (Aug 2017)
Tax Bill	$113,775 (2025)
Deeds & Mortgages	Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`33-40-22-00000-0010-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-40-22-00000-0010-00009.0`
Alternative APN	`99239`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Plumbing Fixtures	25 Plumbing Fixtures
Stories	1 Story
Building Area	8,546 sqft Living Area
2nd Floor Area	3,520 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Concrete Tile
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	464 ft deep x 99 ft wide
Garage Area	1,397 sqft
Driveway	Driveway
Driveway Area	5,326 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,240 sqft
Porch	Open Porch
Patio Area	1,650 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99239
Street Address	650 REEF RD
City	VERO BEACH
State	FL
Zip	32963-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	THE N 98.00 OF THE S 508.00 FT OF GOVT LOT 1, LYING E OF REEF RD
Legal Range	40
Legal Township	33
Legal Section	22
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1001
Census Tract	50509

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 REEF RD, VERO BEACH, FL 32963-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on Record
Deed Sale	Aug 31, 2017 · Amount on Record
Prior Sale	Apr 28, 2014 · Amount on Record
Deed Document Number	0030522358
Deed Book / Page	3052 / 2358
Record Updated	Jun 8, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 31, 2017
Property Address	650 REEF RD, VERO BEACH, FL 32963-2803
Document Number	0030522358
Book / Page	003052 / 002358
Instrument Date	Aug 31, 2017
Instrument	51168
Transaction Type	Transfer
Record Updated	Sep 20, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13,475.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 REEF RD VERO BEACH FL 329632803, VERO BEACH, FL 32963-2803

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$113,775.00 (+7.18%)	$8,112,370 (+5.99%)	$10,411,687 (+8.29%) Land $2,302,123 Building $8,109,564
2023	$106,158.00 (+2.24%)	$7,654,118 (+3%)	$9,614,969 (+29.39%) Land $2,132,225 Building $7,482,744
2022	$103,830.00	$7,431,182 Land $2,132,225 Building $5,298,957	$7,431,182 Land $2,132,225 Building $5,298,957

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 166 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	467 units insured incl. 301 condo units
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20