Indian River County property record for 595 Reef Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,891 sqft · built 2002 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $151,000 (Mar 1999) |
| Tax Bill | $9,353 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-21-00009-0000-00020.0 |
| Primary APN | 33-40-21-00009-0000-00020.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,891 sqft Living Area |
| Gross Area | 5,637 sqft |
| 1st Floor Area | 2,968 sqft |
| 2nd Floor Area | 1,923 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 210 ft deep x 105 ft wide |
| View / Lot | Above Average |
| Garage Type | Attached |
| Garage Area | 746 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,460 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 776 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 595 REEF RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | OCEANSIDE/OCEANSIDE REPLAT SUB LOT 20 PBI 10-20 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 21 |
| Legal Subdivision | OCEANSIDE REPLAT SUB |
| Legal Lot Number | 20 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50509 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 595 REEF RD, VERO BEACH, FL 32963-2802 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 1999 · Amount on Record |
| Deed Sale | Mar 16, 1999 · Amount on Record |
| Prior Sale | Oct 5, 1995 · Amount on Record |
| Deed Book / Page | 1263 / 183 |
| Last Transfer Date | Mar 5, 2024 |
| Transfer Doc | 0036820863 |
| Record Updated | Sep 20, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,353.00 (+9.61%) Homeowner's exemption | $676,052 (+5.99%) | $1,512,774 (+4.99%) Land $563,480 Building $949,294 |
| 2023 | $8,533.00 (+2.4%) | $637,863 (+3%) | $1,440,852 (+27.06%) Land $563,480 Building $877,372 |
| 2022 | $8,333.00 | $619,285 | $1,133,967 Land $500,871 Building $633,096 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 166 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured incl. 301 condo units |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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