Indian River County property record for 665 Reef Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,393 sqft · built 1993 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $718,000 (May 2014) |
| Tax Bill | $10,497 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-21-00009-0000-00023.0 |
| Primary APN | 33-40-21-00009-0000-00023.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,393 sqft Living Area |
| Gross Area | 4,009 sqft |
| 1st Floor Area | 3,393 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Tile |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| View / Lot | Above Average |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Driveway | Driveway |
| Driveway Area | 1,680 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 380 sqft |
| Patio Area | 1,254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 665 REEF RD |
|---|---|
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | OCEANSIDE/OCEANSIDE REPLAT SUB LOT 23 PBI 10-20 |
| Legal Range | 40E |
| Legal Township | 33S |
| Legal Section | 21 |
| Legal Subdivision | OCEANSIDE REPLAT SUB |
| Legal Lot Number | 23 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 50509 |
Source: Indian River County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 665 REEF RD, VERO BEACH, FL 32963-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on Record |
| Deed Sale | May 15, 2014 · Amount on Record |
| Prior Sale | Nov 18, 1999 · Amount on Record |
| Deed Document Number | 20143120140028019 |
| Deed Book / Page | 2758 / 1795 |
| Transfer Doc | 1136002701 |
| Record Updated | Oct 29, 2026 |
Source: Indian River County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,497.00 (+9.32%) Homeowner's exemption | $757,445 (+5.99%) | $1,339,992 (+4.18%) Land $621,324 Building $718,668 |
| 2023 | $9,602.00 (+2.38%) | $714,659 (+3%) | $1,286,259 (+25.11%) Land $621,324 Building $664,935 |
| 2022 | $9,379.00 | $693,844 | $1,028,136 Land $552,288 Building $475,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 166 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 467 units insured incl. 301 condo units |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures