Island County property record for 650 Maplewood Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,851 sqft · built 1972 |
| Owner | 2 Individual Names on Record |
| Last Sale | $455,000 (May 2019) |
| Tax Bill | $3,460 (2023) |
| Deeds & Mortgages | May 2021 Mortgage May 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S6515-00-04006-0 |
| Primary APN | S6515-00-04006-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,851 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,125 sqft |
| Upper Floors Area | 735 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Aluminum |
| Garage Type | Detached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 449 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Account Number | 247673 |
|---|---|
| Street Address | 650 MAPLEWOOD LOOP |
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | DUG BAY HTS 1 LOT 6 BLK 4 |
| Legal Subdivision | DUG BAY HTS |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 970300 |
Source: Island County records, as of October 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 650 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 8, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Aug 28, 2017 | Trustee's Deed, Foreclosure |
| Aug 28, 2017 | Quit Claim Deed, Transfer · Seller Carry-Back EASTSIDE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on Record |
| Deed Sale | May 8, 2019 · Amount on Record |
| Prior Sale | Aug 28, 2017 |
| Deed Document Number | 4463400 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 650 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004519888 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 4519888 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 8, 2019 |
| Property Address | 650 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004463400 |
| Instrument Date | May 7, 2019 |
| Instrument | 4463400 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,104.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 650 MAPLEWOOD LOOP OAK HARBOR WA 982777714, OAK HARBOR, WA 98277-7714 |
| Document Number | 4463401 |
|---|---|
| Date | May 8, 2019 |
| Instrument | 4463401 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 28, 2017 |
| Property Address | 650 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004429039 |
| Map Reference | VOL6 PG63 |
| Instrument Date | Aug 25, 2017 |
| Instrument | 4429039 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 18, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3927 LAKE WASHINGTON BLVD NE, KIRKLAND, WA 98033-7812 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Aug 28, 2017 |
| Property Address | 650 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004429040 |
| Map Reference | VOL6 PG63 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 4429040 |
| Transaction Type | Transfer |
| Record Updated | Nov 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3927 LAKE WASHINGTON BLVD NE, 3927, KIRKLAND, WA 98033-7812 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 5222, LACEY, WA 98509-5222 |
| Document Number | 0004429041 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 4429041 |
| Name | EASTSIDE FUNDING LLC |
|---|---|
| Type | REO / Foreclosure Company |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Island County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $597,039 (+14.52%) Land $250,000 Building $347,039 | $597,039 (+14.52%) Land $250,000 Building $347,039 | |
| 2023 | $3,460.00 | $521,329 (+11.83%) Land $220,000 Building $301,329 | $521,329 (+11.83%) Land $220,000 Building $301,329 |
| 2022 | $466,175 Land $220,000 Building $246,175 | $466,175 Land $220,000 Building $246,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUGUALLA COMMUNITY INC private · serves 459 people · EPA ID WA5320250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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