631 Maplewood Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 631 Maplewood Loop, Oak Harbor, WA 98277

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,189 sqft · built 2022
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$930,000 (May 2025)
Tax Bill$5,580 (2026)
Deeds & MortgagesMay 2025 Sale & Mortgage
Mar 2023 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNS6515-00-02005-0

Property Details

APN / Parcel Number

Primary APNS6515-00-02005-0
Alternative APN
  • 247496

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,189 sqft Living Area
Gross Area2,620 sqft
1st Floor Area2,189 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialHardboard/Plywood
Foundation TypeConcrete
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Lot Width119 ft Width
Garage TypeAttached
Garage Area431 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address631 MAPLEWOOD LOOP
CityOAK HARBOR
StateWA
Zip98277-7714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10
Legal DescriptionDUG BAY HTS 1 LOT 5 BLK 2 SPLIT LOTS MISC#88320
Legal SubdivisionDUG BAY HTS
Legal Block2
Legal Lot Number5
JurisdictionISLAND WA
Township / Civil DivisionNORTH WHIDBEY ISLAND
Census Block Group3
Census Block3001
Census Tract970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2417 143RD PL SW, LYNNWOOD, WA 98087-5900
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 21, 2025Warranty Deed, Transfer · Conventional Mortgage
STANFORD FCU
Mar 2, 2023Warranty Deed, Transfer · Conventional Mortgage
LEADER ONE FINANCIAL CORP
Feb 8, 2022Quit Claim Deed, Transfer
LAND TITLE COMPANY/ISLAND COUNTY, LAND T&E OF ISLAND CNTY
Nov 2, 2020Loan Modification, Mortgage
VALLEY HIGH INVS
Oct 9, 2020Warranty Deed, Transfer
LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO
Feb 26, 2020Deed of Trust, Construction Loan · Construction Mortgage
LEVEL CAP LLC
Feb 4, 2020Warranty Deed, Transfer
LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 21, 2025 · Amount on Record
Deed SaleMay 21, 2025 · Amount on Record
Prior SaleMar 2, 2023 · Amount on Record
Deed Document Number20254586016
Prior Transfer DateFeb 4, 2022
Prior Transfer Doc0004539351
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateMay 21, 2025
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714
Document Number0004586016
Map ReferenceVOL 6 PG 63
Instrument DateMay 16, 2025
Instrument4586016
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,614.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2417 143RD PL SW, LYNNWOOD, WA 98087-5900

Mortgage

Document Number0004586017
DateMay 21, 2025
Instrument4586017
Lender
NameSTANFORD FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateMar 2, 2023
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714
Document Number0004557293
Map ReferenceVOL 6 PG 63
Instrument DateFeb 12, 2023
Instrument4557293
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyLAND TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$14,368.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714

Mortgage

Document Number0004557294
DateMar 2, 2023
Instrument4557294
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionISLAND WA
Recording DateFeb 8, 2022
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714
Document Number0004539351
Map ReferenceVOL 6 PG 63
Instrument DateFeb 4, 2022
Instrument4539351
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyLAND TITLE COMPANY/ISLAND COUNTY, LAND T&E OF ISLAND CNTY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13110 NE 177TH PL, WOODINVILLE, WA 98072-5740

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionISLAND WA
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713
Document Number0004501399
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13110 NE 177TH PL #228 WOODINVILLE WA 980725740, 228, WOODINVILLE, WA 98072-5740

Mortgage

Document Number0004501399
DateNov 4, 2020
Instrument4501399
Lender
NameVALLEY HIGH INVS
TypeMERS
Address41 NE MIDWAY BLVD # 101, OAK HARBOR, WA 98277-4953
Agreement
AmountAmount Recorded

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateOct 9, 2020
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713
Document Number0004498975
Instrument DateOct 8, 2020
Instrument4498975
Transaction TypeTransfer
Record UpdatedDec 17, 2020
Title CompanyLAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Transaction

AmountAmount Recorded
Tax$1,445.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address13110 NE 177TH PL #228 WOODINVILLE WA 980725740, 228, WOODINVILLE, WA 98072-5740

February 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionISLAND WA
Recording DateFeb 26, 2020
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713
Document Number0004481978
Instrument DateFeb 20, 2020
Instrument4481978
Transaction TypeConstruction Loan
Record UpdatedMar 9, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address307 S 1ST ST MOUNT VERNON WA 982733856, MOUNT VERNON, WA 98273-3856

Mortgage

Document Number0004481978
DateFeb 26, 2020
Instrument4481978
Lender
NameLEVEL CAP LLC
AddressKIRKLAND, WA 98033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionISLAND WA
Recording DateFeb 4, 2020
Property Address631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713
Document Number0004480679
Instrument DateFeb 3, 2020
Instrument4480679
Transaction TypeTransfer
Record UpdatedFeb 24, 2020
Title CompanyLAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressMAPLEWOOD LOOP OAK HARBOR WA 98277, OAK HARBOR, WA 98277

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

TypeName
StateWashington
CountyIsland County
Unified School DistrictOak Harbor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,580.00 (+12.98%)
2025$4,939.00 (+474.3%)$722,408 (-0.5%) Land $250,000 Building $472,408$722,408 (-0.5%) Land $250,000 Building $472,408
2023$860.00$726,046 (+570.94%) Land $240,000 Building $486,046$726,046 (+570.94%) Land $240,000 Building $486,046
2022$108,214 Land $100,000 Building $8,214$108,214 Land $100,000 Building $8,214

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1997)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event
  • Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUGUALLA COMMUNITY INC
private · serves 459 people · EPA ID WA5320250
Water SourceGroundwater
Last State InspectionAug 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting47
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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