Island County property record for 631 Maplewood Loop, Oak Harbor, WA 98277
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,189 sqft · built 2022 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $930,000 (May 2025) |
| Tax Bill | $5,580 (2026) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Mar 2023 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S6515-00-02005-0 |
| Primary APN | S6515-00-02005-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 2,189 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 2,189 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Hardboard/Plywood |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 119 ft Width |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 631 MAPLEWOOD LOOP |
|---|---|
| City | OAK HARBOR |
| State | WA |
| Zip | 98277-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10 |
| Legal Description | DUG BAY HTS 1 LOT 5 BLK 2 SPLIT LOTS MISC#88320 |
| Legal Subdivision | DUG BAY HTS |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | ISLAND WA |
| Township / Civil Division | NORTH WHIDBEY ISLAND |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 970300 |
Source: Island County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2417 143RD PL SW, LYNNWOOD, WA 98087-5900 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| May 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage STANFORD FCU |
| Mar 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP |
| Feb 8, 2022 | Quit Claim Deed, Transfer LAND TITLE COMPANY/ISLAND COUNTY, LAND T&E OF ISLAND CNTY |
| Nov 2, 2020 | Loan Modification, Mortgage VALLEY HIGH INVS |
| Oct 9, 2020 | Warranty Deed, Transfer LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO |
| Feb 26, 2020 | Deed of Trust, Construction Loan · Construction Mortgage LEVEL CAP LLC |
| Feb 4, 2020 | Warranty Deed, Transfer LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2025 · Amount on Record |
| Deed Sale | May 21, 2025 · Amount on Record |
| Prior Sale | Mar 2, 2023 · Amount on Record |
| Deed Document Number | 20254586016 |
| Prior Transfer Date | Feb 4, 2022 |
| Prior Transfer Doc | 0004539351 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | May 21, 2025 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004586016 |
| Map Reference | VOL 6 PG 63 |
| Instrument Date | May 16, 2025 |
| Instrument | 4586016 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,614.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2417 143RD PL SW, LYNNWOOD, WA 98087-5900 |
| Document Number | 0004586017 |
|---|---|
| Date | May 21, 2025 |
| Instrument | 4586017 |
| Name | STANFORD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Mar 2, 2023 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004557293 |
| Map Reference | VOL 6 PG 63 |
| Instrument Date | Feb 12, 2023 |
| Instrument | 4557293 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | LAND TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,368.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004557294 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 4557294 |
| Name | LEADER ONE FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Feb 8, 2022 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714 |
| Document Number | 0004539351 |
| Map Reference | VOL 6 PG 63 |
| Instrument Date | Feb 4, 2022 |
| Instrument | 4539351 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | LAND TITLE COMPANY/ISLAND COUNTY, LAND T&E OF ISLAND CNTY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13110 NE 177TH PL, WOODINVILLE, WA 98072-5740 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ISLAND WA |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713 |
| Document Number | 0004501399 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13110 NE 177TH PL #228 WOODINVILLE WA 980725740, 228, WOODINVILLE, WA 98072-5740 |
| Document Number | 0004501399 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 4501399 |
| Name | VALLEY HIGH INVS |
|---|---|
| Type | MERS |
| Address | 41 NE MIDWAY BLVD # 101, OAK HARBOR, WA 98277-4953 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Oct 9, 2020 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713 |
| Document Number | 0004498975 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 4498975 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2020 |
| Title Company | LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,445.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 13110 NE 177TH PL #228 WOODINVILLE WA 980725740, 228, WOODINVILLE, WA 98072-5740 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Feb 26, 2020 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713 |
| Document Number | 0004481978 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 4481978 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 9, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 307 S 1ST ST MOUNT VERNON WA 982733856, MOUNT VERNON, WA 98273-3856 |
| Document Number | 0004481978 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 4481978 |
| Name | LEVEL CAP LLC |
|---|---|
| Address | KIRKLAND, WA 98033 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ISLAND WA |
| Recording Date | Feb 4, 2020 |
| Property Address | 631 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7713 |
| Document Number | 0004480679 |
| Instrument Date | Feb 3, 2020 |
| Instrument | 4480679 |
| Transaction Type | Transfer |
| Record Updated | Feb 24, 2020 |
| Title Company | LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | MAPLEWOOD LOOP OAK HARBOR WA 98277, OAK HARBOR, WA 98277 |
Source: Island County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Island County |
| Unified School District | Oak Harbor School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,580.00 (+12.98%) | ||
| 2025 | $4,939.00 (+474.3%) | $722,408 (-0.5%) Land $250,000 Building $472,408 | $722,408 (-0.5%) Land $250,000 Building $472,408 |
| 2023 | $860.00 | $726,046 (+570.94%) Land $240,000 Building $486,046 | $726,046 (+570.94%) Land $240,000 Building $486,046 |
| 2022 | $108,214 Land $100,000 Building $8,214 | $108,214 Land $100,000 Building $8,214 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUGUALLA COMMUNITY INC private · serves 459 people · EPA ID WA5320250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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