675 Maplewood Loop, Oak Harbor, WA 98277 Property Records

Island County property record for 675 Maplewood Loop, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,302 sqft · built 2005
Lot Size	0.363 acres (15,791 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Sep 2009)
Tax Bill	$5,016 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6515-00-03006-0`

Property Details

APN / Parcel Number

Primary APN	`S6515-00-03006-0`
Alternative APN	`805856`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,302 sqft Living Area
Gross Area	2,852 sqft
1st Floor Area	2,302 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	15,791 sqft (0.363 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	883 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	675 MAPLEWOOD LOOP
City	OAK HARBOR
State	WA
Zip	98277-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	DUG BAY HTS 1 LOT 6 BLK 3
Legal Subdivision	DUG BAY HTS
Legal Block	3
Legal Lot Number	6
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	3
Census Block	3001
Census Tract	970300

Owner

675 Maplewood Loop is owned by two individuals who bought it in September 2009.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26101 WOODY CT, MECHANICSVILLE, MD 20659-2722
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2009 · Amount on File
Deed Sale	Sep 15, 2009 · Amount on File
Deed Document Number	20094260206
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	675 MAPLEWOOD LOOP, OAK HARBOR, WA 98277-7714
Document Number	0004494666
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	625 MAPLEWOOD LOOP OAK HARBOR WA 98277, OAK HARBOR, WA 98277

Mortgage

Document Number	0004494666
Date	Aug 24, 2020
Instrument	4494666

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 23, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 675 Maplewood Loop was $5,016.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,016.00
2025		$651,621 Land $200,000 Building $451,621	$651,621 Land $200,000 Building $451,621
2023	$4,580.00	$662,738 (+7.06%) Land $200,000 Building $462,738	$662,738 (+7.06%) Land $200,000 Building $462,738
2022		$619,022 Land $200,000 Building $419,022	$619,022 Land $200,000 Building $419,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 675 Maplewood Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1997)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1997 · Severe Winter Storms, Land & Muds Slides,flooding
Claims by Event	Severe Winter Storms, Land & Muds Slides,flooding, Jan 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 675 Maplewood Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUGUALLA COMMUNITY INC private · serves 459 people · EPA ID WA5320250
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	47 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35