650 Laporte Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 650 Laporte Rd, Waterloo, IA 50702 · Last verified July 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,360 sqft · built 1961
Lot Size	2.08 acres (90,996 sqft)
Owner	Company Name on File
Last Sale	$1,000 (Apr 2026)
Tax Bill	$54,462 (2025)
Deeds & Mortgages	Apr 2026 Sale Sep 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8913-36-253-002`

Property Details

APN / Parcel Number

Primary APN	`8913-36-253-002`

Interior

Stories	1 Story
Building Area	5,360 sqft Gross Area
1st Floor Area	5,360 sqft
Basement Area	4,400 sqft
Unfinished Basement	4,400 sqft
Flooring	Carpet
Interior Walls	Paneling
Overhead Door	Overhead Door

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Concrete Block
Construction Type	Concrete Block
Fire Resistance	Fireproof Steel Frame
Roof Material	Galvanized Metal
Lot Area	90,996 sqft (2.08 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	650 LAPORTE RD
City	WATERLOO
State	IA
Zip	50702-1830
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	UNPLATTED WATERLOO WEST PART NE SW NE SEC 36 T 89 R 13 ALL THAT PART S 350 FT N 380 FT SW NE SEC 36 T 89 R 13 LYING W OF W
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROLLING ACRES FIRST ADDITION
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2012
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-253-002

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	715 MULBERRY ST, WATERLOO, IA 50703-5714
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Aug 02, 2017	Deed of Trust, Mortgage · Commercial Mortgage MIDWESTONE BANK
May 08, 2020	Deed of Trust, Mortgage MIDWESTONE BANK
Jan 09, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MIDWESTONE BANK
May 08, 2020	Deed of Trust, Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Deed Document Number	20265095
Record Updated	Sep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 13, 2026
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Document Number	0000005095
Instrument Date	Apr 13, 2026
Instrument	20265095
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$80.80
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	715 MULBERRY ST, WATERLOO, IA 50703-5714
Investor	Possibly a Property Investor

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Transaction Type	Mortgage
Record Updated	Oct 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200006870
Date	Sep 28, 2021
Instrument	202200006870

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800001959
Date	Aug 02, 2017
Instrument	2018-00001959

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2037

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019411
Date	May 08, 2020
Instrument	202000019411

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 06, 2040

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900010763
Date	Jan 09, 2019
Instrument	201900010763

Lender

Name	MIDWESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2039

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	650 LAPORTE RD, WATERLOO, IA 50702-1830
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019437
Date	May 08, 2020
Instrument	202000019437

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Jun 06, 2040

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$54,462.00	$1,388,340 (-) Land $532,790 Building $855,550	$1,388,340 (-) Land $532,790 Building $855,550
2024	$54,462.00 (+59.47%)
2023		$1,388,340 (+39.38%) Land $532,790 Building $855,550	$1,388,340 (+39.38%) Land $532,790 Building $855,550
2022	$34,152.00	$996,050 Land $304,450 Building $691,600
2021			$996,050 Land $304,450 Building $691,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130010002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Waterloo Telecommunications Utility, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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