445 Laporte Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 445 Laporte Rd, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	4 Baths
Year Built	Built 1920
Square Footage	2,371 sqft Living Area
Lot Size	16,010 sqft (0.368 acres)
Occupancy	Owner Occupied
Last Sale	$700,000 (2022)
Tax Bill	$1,608.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-36-227-017`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Partial Baths	6 Partial Baths
Total Rooms	8 Rooms
Building Area	2,371 sqft Living Area
1st Floor	816 sqft 1st Floor
Basement Area	1,800 sqft Basement
Finished Basement	325 sqft Finished
Unfinished Basement	1,800 sqft Unfinished
Game Room	Game Room
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	16,010 sqft (0.368 acres)
Depth X Width	140 ft x 94 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Detached Garage
Garage Area	1,200 sqft Garage
Porch	1 Porch
Porch Area	216 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	445 LAPORTE RD
City	WATERLOO
State	IA
Zip	50702-1327
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROOFFS ADDITION LOT 11 N 20 FT LOT 12 ALSO UNPLATTED WATERLOO WEST PART OF GOVT LOT 1 IN SE SEC 36 T 89 R 13 COM AT NW COR
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	ROOFFS ADDITION
Legal Lot Number	1,11-12
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2055
Census Tract	900

Owner

Source: Black Hawk County records · APN 8913-36-227-017

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	445 LAPORTE RD, WATERLOO, IA 50702-1327
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Sep 22, 2022 · Amount on Record
Deed Doc Number	20226361
Record Refreshed	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	445 LAPORTE RD, WATERLOO, IA 50702-1327
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800009485
Date	Dec 01, 2017
Instrument	2018-00009485

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 Homeowner's exemption	$104,750 (+6.82%) Land $17,260 Building $87,490	$104,750 (+6.82%) Land $17,260 Building $87,490
2024	$1,608.00 (-16.16%)
2023		$98,060 (+1.91%) Land $17,260 Building $80,800	$98,060 (+1.91%) Land $17,260 Building $80,800
2022	$1,918.00 Homeowner's exemption	$96,220 Land $17,260 Building $78,960
2021			$96,220 Land $17,260 Building $78,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.