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447 Laporte Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 447 Laporte Rd, Waterloo, IA 50702

Property Summary

Property TypeBarber/Hair Salon
Details966 sqft · built 1953
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on Record
Last Sale$60,000 (Aug 2024)
Tax Bill$1,504 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-36-227-016

Property Details

APN / Parcel Number

Primary APN8913-36-227-016

Interior

Stories1 Story
Building Area966 sqft Gross Area
1st Floor Area966 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Exterior MaterialBrick
Construction TypeConcrete Block
Fire ResistanceWood or Wood & Steel Frame
Roof MaterialRolled Roofing
Lot Area3,125 sqft (0.072 acres)
Lot Dimensions125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address447 LAPORTE RD
CityWATERLOO
StateIA
Zip50702-1327
Property CategoryCommercial
Property TypeCommercial > Retail > Barber/Hair Salon
Legal DescriptionROOFFS ADDITION NLY 25 FT SLY 37 FT LOT 12
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionROOFFS ADDITION
Legal Lot Number12
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2055
Census Tract900

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2272 INDEPENDENCE AVE, EVANSDALE, IA 50707-2660
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
VERIDIAN CU
Dec 1, 2017Deed of Trust, Mortgage
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on Record
Deed SaleAug 16, 2024 · Amount on Record
Prior SaleAug 16, 2023 · Amount on Record
Deed Document Number20242326
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBLACK HAWK IA
Recording DateAug 16, 2023
Property Address447 LAPORTE RD, WATERLOO, IA 50702-1327
Document Number202400002326
Instrument DateJul 27, 2023
Instrument202400002326
Transaction TypeTransfer
Record UpdatedSep 4, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$95.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address447 LAPORTE RD, WATERLOO, IA 50702-1327
InvestorPossibly a Property Investor

Mortgage

Document Number202400002327
DateAug 16, 2023
Instrument202400002327
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address447 LAPORTE RD, WATERLOO, IA 50702-1327
Transaction TypeMortgage
Record UpdatedFeb 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201800009481
DateDec 1, 2017
Instrument2018-00009481
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
AmountAmount Recorded
Term240 Months
DueNov 30, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,504.00 (-5.88%)$73,670 (-) Land $17,190 Building $56,480$73,670 (-) Land $17,190 Building $56,480
2024$1,598.00 (+11.59%)
2023$73,670 (+12.94%) Land $17,190 Building $56,480$73,670 (+12.94%) Land $17,190 Building $56,480
2022$1,432.00$65,230 Land $12,500 Building $52,730
2021$65,230 Land $12,500 Building $52,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
GigFire
Fixed Wireless		150 / 130
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Waterloo Fiber.

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