650 Grape Ct, Los Banos, CA 93635 Property Records

Merced County property record for 650 Grape Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,599 sqft · built 2002
Lot Size	0.149 acres (6,491 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Aug 2017)
Tax Bill	$3,973 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082-593-028-000`

Property Details

APN / Parcel Number

Primary APN	`082-593-028-000`
Alternative APN	`082-593-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,599 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	1,599 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	6,491 sqft (0.149 acres)
Garage Type	Attached
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	082-593-028
Street Address	650 GRAPE CT
City	LOS BANOS
State	CA
Zip	93635-6371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE VINEYARD UNIT NO 9 LOT 510
Legal Subdivision	VINEYARD
Legal Lot Number	510
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2002
Census Tract	2203

Owner

650 Grape Ct is owned by an individual who bought it in August 2017.

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1104 KIMMEL ST, SALINAS, CA 93905-1713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 13, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 31, 2017	Quit Claim Deed, Transfer TRANSCOUNTY TITLE COMPANY
Aug 31, 2017	Grant Deed, Transfer · FHA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2017 · Amount on File
Deed Sale	Aug 31, 2017 · Amount on File
Prior Sale	Jan 7, 2008 · Amount on File
Deed Document Number	201728323
Prior Transfer Date	Aug 29, 2017
Prior Transfer Doc	0000028324
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	650 GRAPE CT, LOS BANOS, CA 93635-6371
Transaction Type	Mortgage
Record Updated	Feb 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 GRAPE CT, LOS BANOS, CA 93635-6371

Mortgage

Document Number	0000002096
Date	Jan 10, 2022
Instrument	2022002096

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	650 GRAPE CT, LOS BANOS, CA 93635-6371
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 GRAPE CT, LOS BANOS, CA 93635-6371

Mortgage

Document Number	0000030753
Date	Jul 13, 2021
Instrument	2021030753

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	314 Months
Due	Sep 1, 2047

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 31, 2017
Property Address	650 GRAPE CT, LOS BANOS, CA 93635-6371
Document Number	0000028324
Instrument Date	Aug 29, 2017
Instrument	28324
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	650 GRAPE CT LOS BANOS CA 936356371, LOS BANOS, CA 93635-6371

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 31, 2017
Property Address	650 GRAPE CT, LOS BANOS, CA 93635-6371
Document Number	0000028323
Instrument Date	Jul 20, 2017
Instrument	28323
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$302.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	650 GRAPE CT LOS BANOS CA 936356371, LOS BANOS, CA 93635-6371

Mortgage

Document Number	28325
Date	Aug 31, 2017
Instrument	28325

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 650 Grape Ct was $3,973.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,155 (+2%) Land $98,648 Building $220,507
2025	$3,973.00	$312,898 Land $96,714 Building $216,184
2023	$3,759.00 (+2.29%)	$300,750 Land $92,959 Building $207,791
2022	$3,675.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 650 Grape Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 650 Grape Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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