649 Grape Ct, Los Banos, CA 93635 Property Records

Merced County property record for 649 Grape Ct, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,981 sqft · built 2002
Lot Size	0.148 acres (6,464 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,500 (Jun 2015)
Tax Bill	$4,604 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-593-025-000`

Property Details

APN / Parcel Number

Primary APN	`082-593-025-000`
Alternative APN	`082-593-025`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,981 sqft Living Area
Gross Area	677 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,464 sqft (0.148 acres)
Garage Type	Attached
Garage Area	677 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	082-593-025
Street Address	649 GRAPE CT
City	LOS BANOS
State	CA
Zip	93635-6370
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	THE VINEYARD UNIT NO 9 LOT 436
Legal Subdivision	VINEYARD
Legal Lot Number	436
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2002
Census Tract	2203

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	649 GRAPE CT, LOS BANOS, CA 93635-6370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LADERA LENDING INC
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2015 · Amount on Record
Deed Sale	Jun 9, 2015 · Amount on Record
Prior Sale	Aug 10, 2010
Deed Document Number	201519419
Last Transfer Date	Oct 9, 2021
Transfer Doc	0000050076
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 9, 2021
Property Address	649 GRAPE CT, LOS BANOS, CA 93635-6370
Document Number	0000050076
Map Reference	MB 53 PG 7-11
Instrument Date	Oct 9, 2021
Instrument	2021050076
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	649 GRAPE CT, LOS BANOS, CA 93635-6370

Mortgage

Document Number	0000050077
Date	Nov 9, 2021
Instrument	2021050077

Lender

Name	LADERA LENDING INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	649 GRAPE CT, LOS BANOS, CA 93635-6370
Document Number	0000012149
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 4, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	649 GRAPE CT LOS BANOS CA 936356370, LOS BANOS, CA 93635-6370

Mortgage

Document Number	0000012149
Date	Apr 30, 2019
Instrument	12149

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	649 GRAPE CT, LOS BANOS, CA 93635-6370
Document Number	0000001710
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	649 GRAPE CT LOS BANOS CA 936356370, LOS BANOS, CA 93635-6370

Mortgage

Document Number	0000001710
Date	Jan 22, 2018
Instrument	1710

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2048

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$385,534 (+2%) Land $61,290 Building $324,244
2025	$4,604.00 (-0.52%) Homeowner's exemption	$377,976 (+4.04%) Land $60,089 Building $317,887
2024	$4,628.00 (+6.15%)
2023	$4,360.00 (+2.2%) Homeowner's exemption	$363,300 Land $57,756 Building $305,544
2022	$4,266.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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