Morgan County property record for 650 Edwards Cir, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 4,495 sqft · built 2021 |
| Lot Size | 1.8 acres (78,408 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,828 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-13-0-000-049.007 |
| Primary APN | 09-06-13-0-000-049.007 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,495 sqft Living Area |
| 1st Floor Area | 4,114 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 78,408 sqft (1.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10911067 |
|---|---|
| Street Address | EDWARDS CIR |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT SW COR OF SEC 13, T6S, R1W, TH E 724.88', TH CONT E 291.98', TH N 80', TH CONT N 214.44', TO TPOB. TH W 195', TH N 433 |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 13 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5703 |
650 Edwards Cir is owned and occupied by two individuals who acquired it in June 2020.
Source: Morgan County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1901, LACEYS SPRING, AL 35754-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HAMILTON MORTGAGE CORP |
| Jun 16, 2020 | Warranty Deed, Transfer |
| Jun 16, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 15, 2020 |
| Transfer Doc | 02020/4951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 650 EDWARDS CIR, LACEYS SPRING, AL 35754-6241 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/4914 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 2021/4914 |
| Name | HAMILTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 16, 2020 |
| Property Address | EDWARDS CIR, LACEYS SPRING, AL 35754 |
| Document Number | 02020/4951 |
| Book / Page | 2020 / 4951 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 1901, LACEYS SPRING, AL 35754-1901 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jun 16, 2020 |
| Property Address | EDWARDS CIR, LACEYS SPRING, AL 35754 |
| Document Number | 02020/4954 |
| Book / Page | 2020 / 4954 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1901, LACEYS SPRING, AL 35754-1901 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 650 EDWARDS CIR, LACEYS SPRING, AL 35754-6241 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 650 Edwards Cir was $2,828 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,828.00 Homeowner's exemption | $74,190 (-3.71%) Land $3,130 Building $71,060 | $770,500 (-) Land $33,800 Building $736,700 |
| 2024 | $77,050 (+3.85%) Land $3,380 Building $73,670 | $770,500 (+3.85%) Land $33,800 Building $736,700 | |
| 2023 | $2,828.00 (+11.38%) Homeowner's exemption | $74,190 (+6.99%) Land $3,130 Building $71,060 | $741,900 (+6.99%) Land $31,300 Building $710,600 |
| 2022 | $2,539.00 Homeowner's exemption | $69,340 Land $2,840 Building $66,500 | $693,400 Land $28,400 Building $665,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 650 Edwards Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 650 Edwards Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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