Morgan County property record for 438 Edwards Cir, Laceys Spring, AL 35754
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,168 sqft · built 2020 |
| Lot Size | 35.6 acres (1,554,656 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,292 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-06-13-0-000-040.005 |
| Primary APN | 09-06-13-0-000-040.005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 1,554,656 sqft (35.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 10911046 |
|---|---|
| Street Address | 438 EDWARDS CIR |
| City | LACEYS SPRING |
| State | AL |
| Zip | 35754-6220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT NE COR OF SE 1/4 OF SEC. 13, T6S, R1W, TH W 1614.18' TO POB. TH SO 1325.38', TH W 731.53', TH SO 299.04', TH W 500.04' |
| Legal Range | 1W |
| Legal Township | 6S |
| Legal Section | 13 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | LACEYS SPRING |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 5703 |
438 Edwards Cir is owned and occupied by an individual.
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 438 EDWARDS CIR, LACEYS SPRING, AL 35754-6220 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 438 EDWARDS CIR, LACEYS SPRING, AL 35754-6220 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02021/9882 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 2021/9882 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CONWAY, AR 72033 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
The 2025 property tax bill for 438 Edwards Cir was $1,292 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,292.00 | $44,070 (-) Land $12,420 Building $31,650 | $440,700 (-) Land $124,200 Building $316,500 |
| 2024 | $44,070 (+4.88%) Land $12,420 Building $31,650 | $440,700 (+4.88%) Land $124,200 Building $316,500 | |
| 2023 | $1,292.00 (+10.81%) Homeowner's exemption | $42,020 (+7.72%) Land $11,490 Building $30,530 | $420,200 (+7.72%) Land $114,900 Building $305,300 |
| 2022 | $1,166.00 Homeowner's exemption | $39,010 Land $10,440 Building $28,570 | $390,100 Land $104,400 Building $285,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 438 Edwards Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 6 (1995–2020) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438 Edwards Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures