591 Edwards Cir, Laceys Spring, AL 35754 Property Records

Morgan County property record for 591 Edwards Cir, Laceys Spring, AL 35754

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,627 sqft · built 1986
Lot Size	2.9 acres (126,324 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Aug 2009)
Tax Bill	$1,263 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-06-13-0-000-045.002`

Property Details

APN / Parcel Number

Primary APN	`09-06-13-0-000-045.002`
Alternative APNs	`131824` `20331`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,627 sqft Living Area
1st Floor Area	1,627 sqft
Upper Floors Area	65 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick/Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	126,324 sqft (2.9 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	131824
Street Address	591 EDWARDS CIR
City	LACEYS SPRING
State	AL
Zip	35754-6223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF SE1/4 OF SW1/4 OF SEC 13, T6S, R1W, TH E 93', TH N 526' 480'S TO THE CENT ER OF EDWARDS CIRCLE RD, TO TP OB,
Legal Range	1W
Legal Township	6S
Legal Section	13
Jurisdiction	MORGAN AL
Township / Civil Division	LACEYS SPRING
Census Block Group	1
Census Block	1033
Census Tract	5703

Owner

591 Edwards Cir is owned and occupied by an individual who bought it in August 2009.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	591 EDWARDS CIR, LACEYS SPRING, AL 35754-6223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2009 · Amount on File
Deed Sale	Aug 14, 2009 · Amount on File
Deed Book / Page	2009 / 4303
Prior Transfer Date	Aug 6, 2009
Prior Transfer Doc	2009/04303
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	591 EDWARDS CIR, LACEYS SPRING, AL 35754-6223
Transaction Type	Mortgage
Record Updated	May 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2020/40040
Date	Sep 8, 2020
Book Page	2020/40040

Lender

Name	REGIONS BANK
Type	Bank
Address	HUNTSVILLE, AL 35802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 591 Edwards Cir was $1,263 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,263.00 Homeowner's exemption	$35,200 (-) Land $5,450 Building $29,750	$352,000 (-) Land $54,500 Building $297,500
2024		$35,200 (+4.33%) Land $5,450 Building $29,750	$352,000 (+4.33%) Land $54,500 Building $297,500
2023	$1,263.00 (+12.57%) Homeowner's exemption	$33,740 (+7.32%) Land $5,040 Building $28,700	$337,400 (+7.32%) Land $50,400 Building $287,000
2022	$1,122.00 Homeowner's exemption	$31,440 Land $4,580 Building $26,860	$314,400 Land $45,800 Building $268,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 591 Edwards Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	6 (1995–2020)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Apr 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 591 Edwards Cir is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20