650 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 650 E Appaloosa Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,529 sqft · built 1988
Lot Size	0.149 acres (6,495 sqft)
Owner	2 Owner Names on File
Last Sale	$92,743 (Jul 1992)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-544`

Property Details

APN / Parcel Number

Primary APN	`304-23-544`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,529 sqft Living Area
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 1988
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,495 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Patio Area	161 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	650 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS MCR 304-13
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SPRING MEADOWS AMD LOT 1-135 TR A & B
Legal Lot Number	76
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2020
Census Tract	422404

Owner

Source: Maricopa County records · APN 304-23-544

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Sep 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Deed of Trust, Mortgage · Commercial Mortgage ARIZONA FCU
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU
Nov 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage ARIZONA FCU
Nov 26, 2018	Deed of Trust, Mortgage · Line of Credit ARIZONA FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 1992 · Amount on Record
Deed Sale	Jul 30, 1992 · Amount on Record
Deed Document Number	19920418796
Deed Book / Page	304
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904

Mortgage

Document Number	0000591230
Date	Oct 14, 2025
Instrument	20250591230

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 08, 2035

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904

Mortgage

Document Number	0000969418
Date	Sep 08, 2021
Instrument	20210969418

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000708157
Date	Sep 26, 2017
Instrument	2017-0708157

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 10, 2032

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000708587
Date	Sep 26, 2017
Instrument	2017-0708587

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869436
Date	Nov 26, 2018
Instrument	20180869436

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 10, 2028

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	650 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000869809
Date	Nov 26, 2018
Instrument	20180869809

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,750 (-1.33%)	$377,500 (-1.33%) Land $75,500 Building $302,000
2025	$1,846.00 (+10.01%)
2024		$38,260	$382,600 Land $76,500 Building $306,100
2023	$1,678.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Wi-Fiber, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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