644 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 644 E Appaloosa Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,359 sqft · built 1988
Lot Size	0.148 acres (6,490 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2019)
Tax Bill	$1,779 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-543`

Property Details

APN / Parcel Number

Primary APN	`304-23-543`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft

Exterior

Year Built	Built 1988
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,490 sqft (0.148 acres)
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	644 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS MCR 304-13
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SPRING MEADOWS AMD LOT 1-135 TR A & B
Legal Lot Number	75
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2020
Census Tract	422404

Owner

Source: Maricopa County records · APN 304-23-543

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	644 E APPALOOSA RD, GILBERT, AZ 85296-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 22, 2020	Deed of Trust, Mortgage · VA Mortgage RADIANT FINANCIAL GROUP LLC RADIANT FINANCIAL GROUP LLC
Jul 16, 2019	Warranty Deed, Transfer · VA Mortgage RADIANT FINANCIAL GROUP LLC
Apr 17, 2019	Grant Deed, Construction Loan · Line of Credit NRP MTG TR I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 16, 2019 · Amount on Record
Deed Sale	Jul 16, 2019 · Amount on Record
Prior Sale	Apr 17, 2019 · Amount on Record
Deed Document Number	20190537069
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	644 E APPALOOSA RD, GILBERT, AZ 85296-2904
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000716722
Date	Sep 28, 2017
Instrument	2017-0716722

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	644 E APPALOOSA RD, GILBERT, AZ 85296-2904
Document Number	0000357365
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 06, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E APPALOOSA RD GILBERT AZ 852962904, GILBERT, AZ 85296-2904

Mortgage

Document Number	0000357365
Date	Apr 27, 2020
Instrument	357365

Lender

Name	RADIANT FINANCIAL GROUP LLC RADIANT FINANCIAL GROUP LLC
Type	Bank
Address	SURPRISE, AZ 85379

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 16, 2019
Property Address	644 E APPALOOSA RD, GILBERT, AZ 85296-2904
Document Number	0000537069
Instrument Date	Jul 16, 2019
Instrument	537069
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OPENDOOR W LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	644 E APPALOOSA RD GILBERT AZ 852962904, GILBERT, AZ 85296-2904

Mortgage

Document Number	537070
Date	Jul 16, 2019
Instrument	537070

Lender

Name	RADIANT FINANCIAL GROUP LLC
Type	Bank
Address	SURPRISE, AZ 85379

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2049

April 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 17, 2019
Property Address	644 E APPALOOSA RD, GILBERT, AZ 85296-2904
Document Number	0000270712
Instrument Date	Apr 16, 2019
Instrument	270712
Transaction Type	Construction Loan
Record Updated	Apr 25, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$249.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	270713
Date	Apr 17, 2019
Instrument	270713

Lender

Name	NRP MTG TR I
Address	500 DELAWARE AVENUE 11 TH FL, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,000 (-0.62%)	$370,000 (-0.62%) Land $74,000 Building $296,000
2025	$1,779.00 (+10.29%)
2024		$37,230	$372,300 Land $74,400 Building $297,900
2023	$1,613.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Wi-Fiber, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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