643 E Appaloosa Rd, Gilbert, AZ 85296 Property Records

Maricopa County property record for 643 E Appaloosa Rd, Gilbert, AZ 85296 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,184 sqft · built 1989
Lot Size	0.149 acres (6,508 sqft)
Owner	2 Owner Names on File
Last Sale	$195,000 (Nov 2012)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-500`

Property Details

APN / Parcel Number

Primary APN	`304-23-500`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,184 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	748 sqft

Exterior

Year Built	Built 1989
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	6,508 sqft (0.149 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	643 E APPALOOSA RD
City	GILBERT
State	AZ
Zip	85296-2905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING MEADOWS MCR 304-13
Legal Range	06E
Legal Township	01S
Legal Section	18
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	SPRING MEADOWS AMD LOT 1-135 TR A & B
Legal Lot Number	32
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2019
Census Tract	422404

Owner

Source: Maricopa County records · APN 304-23-500

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 27, 2012 · Amount on Record
Deed Sale	Nov 27, 2012 · Amount on Record
Prior Sale	Mar 23, 2009 · Amount on Record
Deed Document Number	20121073249
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905
Transaction Type	Mortgage
Record Updated	Dec 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905

Mortgage

Document Number	0001252593
Date	Nov 23, 2021
Instrument	20211252593

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 04, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905
Transaction Type	Mortgage
Record Updated	Sep 01, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905

Mortgage

Document Number	0000916131
Date	Aug 25, 2021
Instrument	20210916131

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 01, 2041

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	643 E APPALOOSA RD, GILBERT, AZ 85296-2905
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000668986
Date	Sep 11, 2017
Instrument	2017-0668986

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 13, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,500 (-0.66%)	$465,000 (-0.66%) Land $93,000 Building $372,000
2025	$2,267.00 (+8.68%)
2024		$46,810	$468,100 Land $93,600 Building $374,500
2023	$2,086.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040134224042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 703 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 500
Arizona Network	Fixed Wireless (unlicensed)	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T, Wi-Fiber, Cox Communications, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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