650 Darkwood Ave, Ocoee, FL 34761 Property Records

Orange County property record for 650 Darkwood Ave, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1997
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$447,500 (Jul 2022)
Tax Bill	$5,010 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1855-03-070`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1855-03-070`
Alternative APNs	`282232185503070` `260584` `265432` `269976`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	1,414 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,680 sqft (0.176 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Porch	Slab
Porch Area	194 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	650 DARKWOOD AVE
City	OCOEE
State	FL
Zip	34761-4792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK PHASE 2 37/16 LOT 307
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK PH 2
Legal Phase	2
Legal Tract	1855
Legal Block	3
Legal Lot Number	307
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2002
Census Tract	14814

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOFI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	2022438559
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792

Mortgage

Document Number	0000436318
Date	Jul 21, 2021
Instrument	20210436318

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 19, 2022
Property Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792
Document Number	0000438559
Map Reference	MB 37 PG 16
Instrument Date	Jul 14, 2022
Instrument	20220438559
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,132.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	STR SESULUI NR 1-3 #141-3, 141-3, NAPOCA XX, 40038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792

Mortgage

Document Number	0000438560
Date	Jul 19, 2022
Instrument	20220438560

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	650 DARKWOOD AVE, OCOEE, FL 34761-4792
Document Number	0000643584
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	650 DARKWOOD AVE OCOEE FL 347614792, OCOEE, FL 34761-4792

Mortgage

Document Number	0000643584
Date	Dec 9, 2020
Instrument	643584

Lender

Name	SOFI LNDG
Address	COTTONWOOD HEIGHTS, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 8, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,540 (+2.7%)	$394,700 (-1.28%) Land $105,000 Building $289,700
2025	$5,010.00 (+6.69%) Homeowner's exemption	$302,376 (-17.64%)	$399,830 (+8.91%) Land $105,000 Building $294,830
2024	$4,696.00 (-28.16%)
2023	$6,537.00 (+157.26%)	$367,129 (+124.23%) Land $105,000 Building $262,129	$367,129 (+23.74%) Land $105,000 Building $262,129
2022	$2,541.00 Homeowner's exemption	$163,729	$296,702 Land $105,000 Building $191,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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